Whenever financial experts are telling us how to budget, they also tell us to put some money away in an emergency fund. However, unless you have a high-paying job or a trust fund, you probably know that sometimes saving for emergencies just isn’t possible. If you’re already trying to decide between paying for food or a utility bill, you’re definitely not going to have $20 to put away in a savings account for something that may or may not happen. But what if an emergency does arise and you don’t have the savings for it? Here’s what to do when you don’t have an emergency fund. You can even combine some of these methods to scrape together the money you need.
Find out if your province or territory provides emergency assistance
Give your budget a quick redo
Use your credit card
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Apply for a loan
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Get a side gig
Ask your employer for an advance
Borrow from friends and family
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