Wealth can take a lifetime to build but being very, very wealthy is not only for the older generation. In fact, while many young people struggle to make ends meet, there are also quite a few who don’t have to worry about money at all. Some have been born with the advantage of the silver spoon but others have become rich through sheer hard work, perseverance and a bit of audacity. Here are the richest people under 35. All figures in US dollars.

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20. Jordan Spieth
Jordan Spieth may not be one of the world’s richest golfers yet but he’s well on his way. In fact according to Town & Country, the 25-year-old was the fifth highest paid golfer in the world in 2017. His estimated net worth is somewhere between $60 million and $100 million.

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19. Ed Sheeran
In 2017, Ed Sheeran was one of the highest paid musicians in the United Kingdom, according to Verdict. He gave 11 performances during the course of the year, each generating revenues of around $117 million. The 27-year-old singer now has an estimated net worth of around $105 million.

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18. Neymar
Brazilian soccer superstar Neymar was one of the world’s highest paid athletes in 2017. Goal says that Neymar is the second highest earner in soccer today and his estimated net worth is nearly $127 million. Not bad for someone who, at 26, still has a long career ahead of him.

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17. Rafael Nadal
With 17 Grand Slam titles to his name, Rafael Nadal has been dominating the tennis scene for so long that it’s almost hard to believe he’s only 32. The Express says that he’s worth around $180 million, making him one of the world’s richest tennis players.

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16. Justin Bieber
Love him or hate him, there’s no doubt that Justin Bieber is one of Canada’s most successful exports. Proving that being a YouTuber is one of the jobs that could make you a millionaire, the 24-year-old singer went from YouTube fame to pop superstardom at a rate that was anything but despacito. Wealthy Gorilla says his net worth is now an estimated $265 million.

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15. Conor McGregor
Even losing paid off for UFC legend Conor McGregor. The 30-year-old Irishman made around $100 million for fighting boxing champ Floyd Mayweather, according to The Mirror. His career earnings are now an estimated $326 million.

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14. Lionel Messi
One of the world’s most popular soccer stars, Lionel Messi is also one of the richest playing the sport. The 31-year-old Argentine was 13 when he signed with FC Barcelona and has been named FIFA Player of the Year five times. His estimated net worth is $400 million, according to Time.

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13. Kylie Jenner
Kylie Jenner took that silver spoon and turned it into gold. The youngest of the Kardashian/Jenner siblings, the 20-year-old is one of the women of became CEOs before 30. Business Insider says that her fortune is roughly $900 million, placing her on the cusp of becoming the world’s youngest self-made billionaire. Her fortune mostly comes from her cosmetics company.

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11. John Collison (tie)
At 28 and just two months younger than Evan Spiegel (#5 on our list), John Collison is the world’s youngest self-made billionaire. He was only 19 when he co-founded tech company Stripe with his brother Patrick. Business Insider says that his net worth is an estimated $1.1 billion.

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11. Patrick Collison (tie)
Patrick Collison is 30 and the older brother of John Collison. The two Irish brothers co-founded Stripe, an online payment company, in 2010 and Patrick is the company CEO. Like his brother, Patrick Collison is worth an estimated $1.1 billion, according Independent.ie.

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10. Ginia Rinehart
Ginia Rinehart is the 32-year-old daughter of Gina Rinehart, one of the world’s richest women. According to SBS News, Rinehart and her three siblings are worth an estimated $1.3 billion each, thanks to a trust fund that owns nearly a quarter of their mother’s mining company.

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9. Alexandra Andresen
According to Forbes, Alexandra Andresen is the world’s youngest billionaire, at age 22. Like her older sister Katharina, the Norwegian heiress has a net worth of $1.4 billion, transferred to her by her father Johan, CEO of holding company Ferd. She keeps a very low profile.

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8. Kevin Systrom
Kevin Systrom might not be as much of a household name as Mark Zuckerberg or Jack Dorsey but the company he co-founded as a student at Stanford University near San Francisco – one of the best places for tech startups – sure is. According to Business Insider, he owned 40% of Instagram when he sold it to Mark Zuckerberg for $1 billion. The 24-year-old Instagram CEO is now worth $1.5 billion.

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7. Tatiana Casiraghi
Monaco is famous as a playground for the rich but even its monarch Prince Albert, one of the world’s richest royals, can’t call himself the wealthiest person in the principality. That honour goes to 34-year-old Tatiana Casiraghi, wife of Prince Albert’s nephew Andrea Casiraghi. Born Tatiana Santo Domingo, she is an heiress to one of South America’s largest breweries and Forbes estimates her net worth at $2.2 billion.

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6. Tom Persson
Tom Persson is a 33-year-old Swedish film producer whose credits include the award-winning Ravens. Celebrity Net Worth says he is worth around $3.1 billion. This fortune doesn’t come from movies – after all, film producers have one of those jobs that pay shockingly less than you think – but because he is one of the heirs to the H&M fortune.

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5. Evan Spiegel
When Miranda Kerr married Snapchat co-founder and CEO Evan Spiegel in 2017, she joined the club of celebrities who married billionaires. According to the Financial Times, the now 28-year-old Spiegel earns a $1 salary but his total remuneration in 2017 was $638 million, thanks to stock in the company. His total net worth at the time was estimated at $3.8 billion.

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4. Bobby Murphy
Snapchat co-founder and CTO Bobby Murphy is 30 years old. Forbes estimates his fortune at $4.2 billion. Murphy was the one who created the disappearing-image messaging app Picaboo, which led to Snapchat.

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3. Dustin Moskovitz
Like Mark Zuckerberg, Facebook co-founder Dustin Moskovitz is 34. Bloomberg estimates his net worth at $11.1 billion. While his Facebook shares make up a big chunk of his fortune, he’s also the co-founder of project management app Asana.

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2. Lukas Walton
Lukas Walton was born into one of the world’s wealthiest families. His grandfather was Sam Walton, founder of Walmart. According to Economic Times, the 32-year-old has an estimated net worth of nearly $15.6 billion.

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1. Mark Zuckerberg
Of the twenty richest people in the world, according to Forbes, Mark Zuckerberg is the only one under 40. The 34-year-old Facebook founder is worth $71 billion, making him the fifth richest of the world’s billionaires.
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