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Top 20 Places to Retire if You Hate the Cold

When you reach retirement age, there’s no reason why you should spend your freedom from the rat race in the freezing cold. You can be a snowbird and seek warmer climes every winter or you can retire to one of these places. We’ve picked places suitable to different preferences and tried to stay away from the common spots jammed with ex-pats. Better start topping up that RRSP!

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