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This is How to Understand Your Credit Score in Canada

You hear a lot about the importance of your credit score and what it means for your personal credit. But what is it? Simply put, it’s a numerical value that sums up your personal financial history. The number is part of a report created by a consumer credit agency like Equifax or TransUnion. Lenders use the information in the report to determine their risk in offering you credit. Others, including landlords and employers, can access your report as well. You can look at your own report for free, but understanding it is important too. Here’s what you need to know.

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