The 10 Warmest Places to Retire in Canada

The capital of B.C. is one of Canada’s top retirement hotspots for a reason, renowed for its fine dining, numerous tourist activities, stunning gardens and breathtaking vistas. And when it comes to climate, summers are warm but not oppressive (averaging about 25 degrees Celsius) while winters are mild and usually snow-free. Located on the southern tip of Vancouver Island, Victoria can also boast five times more sunny days that nearby Seattle, Washington (which can be accessed via ferry).

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Only 90 minutes or so (depending on traffic) from Toronto, Niagara Falls is one of the country’s top tourist attractions, yet remains surprisingly affordable when it comes to housing and cost of living. And while British Columbia’s many retirement-friendly communities may boast better wintertime weather, the climate is one of Ontario’s mildest — and, of course, there’s that breathtaking natural wonder to enjoy any time you’d like.

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Nature-lovers will find plenty to enjoy in the Vancouver Island community of Courtenay, B.C., featuring many provincial parks in the area such as Mitlenatch Island Nature Provincial Park, Kitty Coleman Provincial Park and others. And since the temperature rarely falls to below the freezing point, those nature hikes can take place all year long.

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Windsor is Canada’s most southern city, geographically speaking (it’s actually south of it’s border neighbour, Detroit, and is on the same latitude as California’s northern border), and along with its mild weather offers plenty for retirees, including easy access to the U.S. border and more than 20 wineries nearby.

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Boasting some of Canada’s warmest winters and hot, sunny summers (summertime temperatures typically are in the 30-degree-Celsius range) B.C.’s Okanagan Valley is quickly becoming one of Canada’s most sought-after retirement hotspots, featuring numerous wineries, golf courses, restaurants and more.

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Boasting long, dry summers and winters with temperatures that rarely dip below 5 degrees Celsius, this lakefront Okanagan community offers a wealth of activities, including cycling, boating, golf and wine tours, as well as hitting the slopes at the nearby ski resort in Oliver.

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British Columbia’s Sunshine Coast comes by its name honestly, which does indeed get more sunshine than drizzly Vancouver while experiencing the same type of mild winters and warm, sun-drenched summers. Only a 40-minute ferry ride from West Vancouver, retirees can enjoy beach strolls, farmer’s markets and numerous islands to explore, while Gibsons remains as quaint and charming as it was when it served as the setting for long-running hit The Beachcombers.

With the second-highest proportion of seniors in Ontario, Niagara-on-the-Lake and the surrounding area (including St. Catharines) is no secret to retirees, prized for its numerous restaurants, orchards, vineyards and wineries, and the acclaimed Shaw Theatre Festival. The region’s mild climate is another reason why it’s become one of the country’s top retirement destinations.

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Located in B.C.’s Okanagan region, Chilliwack is surrounded by mountains while offering the spectacular natural splendour of nearby Cultus Lake and Chilliwack Lake Provincial Park. There’s also the opportunity to indulge in a wide range of activities such as hiking, biking, horseback riding, golf and fishing, while the summers are hot and winter temperatures typically stay between 2 and 5 degrees Celsius.

Located about 95 kilometres from Toronto, Cobourg boasts a delightful small-town atmosphere while offering a number of fine-dining opportunities, as well as a variety of parks and Victoria Park Beach. And when it comes to climate, the town can brag on its warm, sunny summers and mild winter temperatures that range from 10 to 4 degrees Celsius.