20 Daily Habits That Could Make You a Millionaire

What is it that sets millionaires apart from the rest of us (other than the fact that they have much more money)? It seems that those millionaires who earned their own fortunes have the discipline to pursue and achieve their goals. These are some of the daily habits that could make you a millionaire too.

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1. Keep on Learning

One of the most common pieces of advice about how to increase your wealth is to read a lot and keep on learning. MarketWatch suggests that you educate yourself especially on how the financial world works.

For even more tricks and tips to steal from the wealthy, don't miss the top 20 frugal habits that will make you a millionaire.

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2. Get up Early

Getting up early gives you the time to get things done without any distractions. As John Rampton points out in Entrepreneur, people who are early risers are usually happier and more proactive.

For more ideas, follow these 13 simple tips for getting rich.

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You surround yourself with successful people

You won’t be successful if you only surround yourself with people who will hold you back. Millionaires ensure that they have plenty of like-minded, goal-oriented and successful people in their lives.

Plus, don't miss 20 things successful women do every single day.

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4. Set Goals

An article in Business Insider says that you need to set goals. It also suggests that you list ideas that correspond with each goal because this will make you excited about the path you’re choosing.

Think you've got what it takes? See our 20 reasons why you'll become a millionaire.

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5. Plan

Business Insider says that once you’ve set your goals, you need to work out a plan for achieving them. One way to do this is to break up your goal into smaller goals that will feel more achievable.

If one of your goals is a higher-paying job, check out these 20 jobs in Canada that pay over $200K.

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6. Keep a To-Do List for Every Day

According to an article in Money Crashers, most wealthy people achieve their smaller goals by creating to-do lists every day. The next step is to complete at least 70% of the tasks on your daily list.

You may also want to brush up on the worst financial mistakes you can make.

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7. Stay Busy

Entrepreneur says that successful people keep themselves busy rather than be idle. Most achievers put in long hours at work.

It's important to be on top of the money you do earn, too. Don't miss 17 ways you're shamelessly bleeding money.

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8. Know When to Relax

Money Crashers says that even though successful people work hard, they also know when to stop. If you don’t take a break and relax often enough, you’ll just become too exhausted to achieve your goals.

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9. Take Long Lunches

According to Money Crashers, wealthy people tend to take long lunches that relax and refresh them. When they then return to work, they’re more productive.

Save more money with out list of the top items that save you hundreds of dollars over time.

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10. Develop Healthy Eating Habits

Money Crashers points out Tom Corley’s research that shows rich people count the calories and eat far less junk food than poor people do. After all, living longer means you have more time to make money.

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11. Work Out

Business Insider says that regular exercise prepares your body for the challenges of grabbing opportunities and performing at the highest level.

Believe it or not, the secret to being and staying wealthy is really simple. Learn more about why the rich are so rich now.

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12. Meditate

Entrepreneur says that many successful people set aside time for meditation. This helps them relax and become more focused.

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13. Know When to Say ‘No’

According to Entrepreneur, you need to be able to say ‘no’ sometimes. If you take on extra work or time-wasting activities, this will distract you from your goal.

Learn more from these millionaire secrets of your rich neighbours.

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14. Don’t Overspend

Money Crashers says that wealthy people stick to their budget. (If yours is smaller than you'd like right now, try these 10 ways to make the most of a tight budget.) Rich people live frugally and when they do decide to splurge, they always shop around for the best deal.

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15. Take Risks

According to Money Crashers, wealthy people understand the potential rewards of taking risks. However, they don’t gamble recklessly but have contingency plans for when taking a risk doesn’t pay off.

Plus, check out the world's thriftiest millionaires and billionaires.

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16. Invest in a Support Team

MarketWatch says that even though it will cost you more to invest in the best professional advisers, it is money well spent.

A good financial adviser or accountant, for instance, will guide you in an objective way and you won’t have to carry the burden of trying to do it all by yourself.

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17. Diversify

According to MarketWatch, it’s wise to make a wide range of investments and have multiple sources of income. This will help protect you when an investment doesn’t work out.

Want more money advice? Read 20 ways you can retire with less money.

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18. Listen

Money Crashers says that rich people spend more time listening than talking. This helps them to understand situations better and leads to improved relationships.

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19. Control Your Emotions

As Money Crashers points out, you don’t need to voice every thought and emotion you have. Too often, speaking your mind will damage relationships that could help you achieve success.

This may be especially true if you work from home. Read on for 20 surprising jobs you can do from anywhere.

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20. Keep Working

Money Crashers says that most wealthy people don’t plan to retire before they’re at least 70 years old. They keep on working because that’s what they want to do and because retiring early means less time to increase their wealth. Follow in their footsteps and you may just be set to retire with millions with these tips.