Getting and maintaining a good credit score doesn’t happen overnight. It takes work and sacrifice and responsibility. No matter what your financial situation is, it takes time to prove your worth — literally — and show just how willing you are of repaying any amount of money you borrow. But by doing these things, anyone is capable of achieving a credit score they can be proud of. Time to stop sweeping your money issues under the rug and get building.
Pay on time
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Pay before the actual due date
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Set up automatic bill payments
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Credit card balances are kept low
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Keep tabs on credit report
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Read the fine print
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Co-sign for no one
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Never cut up credit cards
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Credit history has been steady over time
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Never turn down credit limit increases
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Only use credit cards for convenience
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Refuse to sign up for retail accounts
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Have a mortgage
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Have different types of credit
Be all-around responsible
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Stay out of debt
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