Single mom Tammy is 35 years old – and still spends her money like a spoiled teenager. When she runs out of cash, she turns to her parents to pay her monthly living expenses. Even Tammy’s 15 year old daughter knows her mom’s a mess when it comes to managing money. Gail shows Tammy the hard truths she has to face up to, including Tammy’s biggest fear – declaring personal bankruptcy.
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