Single mom Favel thought she’d found her knight in shining armour when she met new husband Twain. Twain hates debt as much as Favel does and together, they plan to buy a house for them and their three children. Before they can get there, they need to start cleaning up the mistakes in their pasts. Gail walks them through their credit reports to show them the impact that a poor “R” rating can have on their futures.
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