Wow! I watched an episode earlier this week about the couple (I forget their names; Latino? husband; blond wife), where the husband had no intention of changing his lifestyle. What really blew my mind was that he didn't take any responsibility, and furthermore, shifted all their woes onto the wife. Gail, you have the patience of a saint! I don't know what type of waivers participants need to sign, but considering his attitude, I was surprised that he allowed the episode to air. Keep up the good work Gail.

Hi Gail:

I like to eat organic. I live in Mississiauga but can get easily to parts of Brampton. Where can I find reasonably priced organic vegetables. It costs an arm and a leg in the supermarkets that carry those produce.

Episode 103 Wow........... I was gobsmacked. I find it hard to believe. In this day and age, There is no fixing that mess. That girl will never find her feet. I thank you Gail for the counselling that girl is in dire need of. She needs a super hero to fix that mess. GO GAIL So sad

I am a young woman who grew up in a home where my parents were not good with money there for i never learned how to manage my money. I have an idea for a new show you could do. The basis is kind of a how not to get into debt. You could work with young people and show them how to manage their money so that when they get married or are ready to make a big step like buying a house they wont make a bad move. As a young person we are not shown how to manage our money there are no classes in school and most times parents do not have time to sit down and show you things like doing taxes. I think this would be great! Thank you for taking the time to read this comment!

Dear Gail,

I just watched your latest episode with Stephanie and Malcolm, and I could not believe their disappreciation for your advice. I cannot believe that they asked you to come and help them with their financial struggles and they would completely disrespect you like that. It was the rudest thing ever. I didn't know people could honestly be that mean to someone they asked to come to see them. I watched your show for the first time a few months ago and I've been hooked ever since. Every time I watch an episode I always say "Wow, that woman is amazing!", It would be an honor to have you come to my home to help me and my family with our financial difficulties. It really is getting to the best of us, and I turn to your show daily and if not then every Friday night for some expert advice that I actually do use. I'm hoping that when I finish my schooling to become a registered nurse I can apply to have you come and help my struggling family. My partner and I were both very young when we started our family, sometimes I think we just need to grow up and get our finances done properly, I know that with the right help we'll be ok too. Thank you Gail, for helping me realize that help is available for us too and that we're not ultimately doomed to be in debt for the rest of our lives. All we need is a little determination and some self discipline, oh ya, and not too mention a big push from an amazing expert.
I love watching your show, and I truly admire your expertise. You are the best!!

Your really big fan,
Amanda

I just watched "Til Dogs Do Us Part" and I must say that I was absolutely SHOCKED that Gail granted that couple $3,000. Really??? I fully expected them to get ZERO. Wow.

I was very disappointed that the couple with the dogs were given any money. They didn't do the challenges, they admitted that they were not going to follow the debt repayment plan, and had the nerve to even admit it on tv. I watch this show all the time, but what is going on that they got 3000.00 they didn't deserve anything and should have told them exactly why. I think Gail dropped the ball and gave in. I have seen other couples do almost everything she wanted and loose 1000.00. They didn't do most of it and were not shy to say they were not going to follow the plan and they lost only 2000.00. This worries me that the show might not be as fare as they should. You guys were good until this show, now I'm starting to wonder

Hi Gail.
I have to say just from watching your show and learning from others' challenges, my husband and I have pulled up our socks and gotten ourselves on track to be debt free. We thought it would never happen, but your wisdom and sound advice to others have influenced us into controlling our spending and living on cash. I am happy to say that we now run out of month before we run out of money.
Thank-you Gail.

Hi Gail. I think one of the main problems with people running into so much debt is lack of education on finance in school. Back when I went to high school in the late '60s, there was no rducation on how to create a budget, balance a checkbook, what expenses they will incur once they live on their own, etc.

There also was no education on how long making the minimum payment on a credit card with a large balance would take.

I think this is one big reason people run into problems with handling monry. I was lucky enough to have parents explain this to me and taking certain classes in college that explained these concepts.

Re episode 103.... I thought Gail was so nice to Stephanie.... Maybe she will learn to be assertive with the counselling.... Hopefully Sam will get a shock one day when his beautiful wife who gave him four lovely children tells him they either work as a team or she is shipping out with them.....Thank you Gail...

Gail, I just love yourshow I wish that you could help me

I wish you couldhelp me

Dear Gail,

I love your show, you have helped so many people and I am in desperate need as well. Like many other families today, my husband and I have been hit hard by the recession. We made a move to a new province which put us deeper in debt, luckily he has started a new career, however our income has been cut by 2/3...I am trying to work (I have my own business) but there has not been a huge demand in our new home town. As each day goes by all I think about is money, I am slowly thinking there is no hope, we are both hard working, but with 2 small children and him working a rotating schedule, I do not have many options but stay home...please help us. Thank-you so much.

Hi Gail,
I love your show, and i understand debt but i don't know how to get out of it. I've tried and it's frustrating. I was going to apply to be on your show and unfortunatly can't because i don't live in the greater toronto area. There are alot of canadians who could use your help that don't live there. It's disappointing not to have a chance to get your help. I'll keep watching, hopefully i'll find a way.

I watch your show and I wish I had all your paper work when I first started to get out of debt. My husband is of no help, his money go on his drinking addiction. I got further in date trying to help others and took them at their word about paying back. What a fool. That's when you know who your true friends are and not the users. I am 66 was $32,000 in the hole and desperate. No bank would let me amelgomate. Maybe my way is the hard way but I just have to get out of debt quick. I leave myself short because I pay over the minimum. I am seeing a light at the end of the tunnel but it still leaves me feeling depressed, because I still have a way to go. I don't seem to stop and think how far I have come instead of how much I still owe. Watching the others enjoying their money instead of facing the responsibilities in their lives is very frustrating watching them waste when some of that could be helping me .
I am also left paying for the household expenses and my half of the rent. Even after I have been out working they expect me to get a meal. Well now they know not to hold their breathe.

Desperate

love the show Gail I can't beleive there are that many couples who have know idea how to balance there money and get so far in the whole, why are credit card companys and banks aloud to do this.
But I would love you to do another show on single people I'm a single mom of a 8 year old making ok money but between date care my morgage and just trying to live I can't seem to save and would love to hear your tips on how to make good investment chooses with very little money

Thanks Again for rthe great shows

gail,
i watched your show the other night i thought it was great while i was watching but the next day i was thinking about it and got angry. im 27 years old my wife and i just got married 4 months ago and our primary goal right now is to save money to buy a house. we have no credit card debt we dont buy things when we dont have cash and we dont spend money like water like the people on your show. i did not come from a family of money and niether did my wife. im not saying im better than anyone on your show or anything but these are choices people have chosen to make that have put them under. and i can understand making a show on how to help these people get things in order and get back on track, but your giving them free money. you give them advice and after a week you hand them a check for up to 5000 dollars? this seems like a shopping spree waiting to happen not to mention why do they even deserve it? they shouldnt have bought the big screens, cars, jewlery, etc...sure help them out, coach them, make them feel like crap, but i dont think they should get a get out of jail free card for getting themselves into massive debt. there are people out there better deserving of free money and financial advice that will be put to better use.

I am just watching the episode with Guy and Julia, and my heart goes out to that poor woman. She is trying so hard to get her family's finances in order, and he just doesn t care. He is so self-absorbed it makes me feel ill listening to him. I agree with Gail, their marriage is looking bleak. Gail offers amazing advice, and has worked wonders for other couples, ang Guy is 100% resistent to her. I must say, even though I am single, I still love this show!!!

Gail...please keep working with let the lady married to GUY. It is clear the he is going to ruin her and she seems like such a nice woman. Maybe guide her towards financial counselling and ways to get out of her marriage.

I just watched the Guy and Julia (episode 92). Gail called it right for sure. That mariage will not last. I hope you can forward this message. Guy is selfish, and immature. Plus he tries to manipulate and dominate Julia. All of these are serious clues that this mariage cannot last. Julia - you deserve a lot better and so does your daughter. Take Gail's advice and set yourself up a leave fund. Leave him and live way better. He will never grow up.

I've been watching your show for as long as it's been on and I have to give you some very good info. I left a relationship of 25 years and we're above money management the by the time we reached 35 we had already owned 2 homes outright; same with 2 vehicles and a camper. We had no debt what so ever; we struggled but we both had the same goals and it got done. However, that relationship soured but I do have to say alot of your episodes do reflect what I we lived by back then. You are Awesome,! and me my ex now we advised to do what you're doing now; help people get out of debt. With my new ex-spouse what a shamozle; he has no idea & that along with other things is why he is my 2nd ex-spouse.

Let me say though, I've never been legally married and that may be a good thing, if you're married legally or whatever, always have an account in your name only; pertection! I was told this by a lawyer many, many years ago when asked and I always had my stuff only in my name and his stuff only in his name. That was how he wanted it and I agreed at that time (late 1970's) and apparently it was a good thing and I stuck to it since.

I do want to mention most importantly that PC Financial is the best only because they do not charge for transactions or basic new cheques if done properly. I can give you all the info or they can too. Just be careful if you do say this on TV or word gets around you know what that means no fees to end up being fees if you know what I mean.

P.S. My first ex & I got along so great in the financial world we were asked to help others but he had a drinking issue which was too bad because we made a great team. My 2nd ex still doesn't get your stuff, to me your financial stuff is first nature. I have a hard time when people just don't get it. I don't get what's so hard to understand.

I love this show. Have you ever thought of doing follow-ups on the people you have done shows with? It would be nice to see how things are progressing. I think we get personally involved because we can relate, so it would be nice to see the successes complete.

We watch the show all the time and it makes us open our eyes as we are just in the stages of putting our lives together and trying to deal with debt as we go along. There are some great life lessons.
I am shocked that the $3000 went to the dogs that was the only show that I was so shocked at her level of cash input at the end.
I would love to have an area for updates to see how many people have managed to take the advice that was given to them by Gail. I know that people typically can not learn from others even when its spelled out as well as Gail does it. LETS SEE SOME UPDATES!!!

I just watched the episode VIII-92 with the husband Guy. He has told his wife he will not change his bad habits. He feels his priorities are just fine. She thinks he will work with her. He may start to tell her he is on her side but the truth is what he already stated. He will not change. We hear what we want. I battles for decades with my ex. It was constant but he just did what he liked despite agreeing with me to my face. In one year after we ended it he managed to rack up an additional 55,000 in debt above his good income. To Guy's wife I would like to say he will never change. Gail is right. You will always be in this battle. Accept it or get out. I recommend get out.

Terry

Will they ever do a "reunion" episode of people who Gail has helped to see if they STILL follow their new budgetxs

gail, I would like to get some advice on how I can sell my timeshare. I've lost my job and now in dire straits and would like some advice on how to begin to sell this. All the sites on the net are all asking for monies upfront, and the extras I don't have without any guarantees if they are legit or not. Can you please advise on your show or site.

hi gail i would like to know what ur thoughts r on my situation what should i do
my boyfriend and i purchased a home a year ago at 200.00 with in 3 months brought the value up to 250,000 and remortgage then the nightmare begins i got injured at work lost my income my boyfriend left to go out west to work we r both in construction in the last 6 months he has his wages garnished as well as me from both r ex's and still have our five kids and now we r leading into foreclosure your advice would be well appreciated hope to hear from u soon

My mom is really far in debt, could you help my mom? Please Gail.. :(

Gail, please help me, my mom is far in debt and.. Well its not looking so good for our family, no one has been as nice as you have so please, help us.. She is a single mom, and has 3 children, with no help. So please gail help my mom !

Hi Gail, I watch your show religiously and being a finance manager in the automotive industry have seen alot of people be in over their heads. I writing in hopes you can help me somehow....I've never been married, so I'm not a couple in distress, I'm a single mom, who's finances have gotten out of control, due to many emotional problems. Recently purchase two new homes with all the fixings. One I rent to my son's father, because my son ask me if he could give his dad a chance at parenting; and since his father was not in a proper home I decided to do the above mentioned project. Now plans did not work well, my son became very rebellious towards me with some bad influence from his father. I am carrying all the debt (over 50,000$), besides both mortgages. I have not seen my son, who 13 years old, may not even see him for X-mas, this is spirawling me more in debt for two not so good reasons, first I spend for therapy and second being a 100% commisiion worker, my heart is so sad that I'm not do so well. I sure could use your help, especially to for the sake of my son future; wanting to be the best role model he needs.
thank you for taking the time to read this.

Elise

Guy and Julia...wow.. what is that girl thinking? He will NEVER change, and freely admits it! She seems so sweet, and to have someone that only wants to drag her down ... I feel so bad for her. I hope she takes Gails advice and either leaves him or at least gets separate bank accounts.

How do we get on the show?

Hi Gail,
Love the show...I can not believe how stupid people are and how far they get themselves into debt. Money is not a hard thing to understand, all you need is a little common sense.
Me (and my wife) would love to see a follow up on some of the couples that you help out to see if they in fact stick to their budgets or if they go back to their old ways.

you are to be commended for trying to help people out of debt, and then realize they are not taking your advice!!! Keep up the good work

Hi Gail, love your show and would you consider training people like me to do what you do without the cameras? I would sign up in a heartbeat to help people with their finances and help them to get rid of their debts so they are stess free and can enjoy life regardless of how much they earn.
"It doesn't matter how much you earn it's what you do with the earnings"

PLEASE STOP the shows about couples that make over $50,000 gross income per year. There are THOUSANDS of young couples that have student debt and and other debt that is INSANELY more impactful than sums of cell phone bills paid by un-informed consumers. There are couples that live in rented apartments with under $40,000/year gross income and they have debt-loads that could be truly helped... I recently saw on this show (ie: $70,000/yr TTC worker with debt issues?? PLEASE!!! $70,000 is an incredibly comfortable salary for ANYONE!)

Note: comment edited by Blog Moderator for potentially offensive comments.

I just purchased Gail's new Life Planner! It is fantastic. Does anyone know what video episode Robyn and Paul or Andrea and Curtis are...they do a where are they now but I would like to see where they came from?
Merry Christmas

Hi, Gail

I was hoping your ADVISE and PERCENTAGES on how much of your income should you go each catagory, % ex. Home Maintence, Transportation... would be posted somewhere on this web site but I can't find it. I would like a copy of your BUGET BINDER PAGES also. If anyone has it let me know. Thanks

I love this show, I would love to see a follow up on the couples featured on the show, it would be nice to see who stuck with the plans laid out by Gail. I have heard that this is the final season for the show, so this would be a great time for a follow up episod.

Thanks for the advice and pointers, the tools on the web site are great as well

This is more a suggestion then a comment.
I love your show you are so so good and firm, I love it, I wish I had at least 1/4 of your personnality and persistence.

One of my suggestion would be if you could do shows for single Mom being single Mom I need motovation and ideal I watch your show when I can and I plan for 2010 to do some of the things you get the couple to do, I love the jar money it's so good)

The second one would be a show for young adult, I have two girls (17 & 22), my 22 one is bad with money, she lives pay to pay and it really upsets me to see her like this, and of course she doesn'can maybet take Mom suggestions or ideal, Mom knows nothing, that is one of the reason I will for 2010 get myself on a very severe budget so she maybe try to do like me!!!.\\

Thank you

Hi Gail: I'm enjoying your show and learning a lot. My problem is how to keep on top of my budget. I don't owe anything but have a very small income and I'm finding it difficult to keep enough money in the bank to pay the bills and save for quarterly bills that don't show up each month. Are there any books or plans that I can follow? Thanks, Arlene

Hi Gail
Love your show but I was wondering how the calculating of $100. a week turns into 1.8million by retirement. I have been putting away approximately $5000. a month $1250/week and although I'm slightly older than most of the couples on your show I see no way that this will turn into 1.8million or anywhere near that. I would love to see how that money is invested so I could work toward the retirement I would love to have.

I just watched the episode with three engaged couples. we are also engaged and have send in request to be on the show..I loved this episode and learnt from it. wish my fiance was home to check it out also....Love how Gail is so matter of fact and also supportive as well!

I saw your program for the first time tonight on 12/31/2009 at 11:00pm eastern time. I live in Cincinnati, Ohio. I have been with my husband now for 13 years. The title of the show Til Debt Do Us Part really struck a nerve when I saw your show for the first time this evening. My husband and I often have discussions about where the money is going? What is it being spent on? and how is it that we have gotten in such bad shape. I have been a shopoholic for years. I had to make a bedroom in my home into an entire closet because I have so many clothes and shoes and that is still not enough room. HELP ME PLEASE!!! I am willing to listen and respect any type of suggestions that you can offer me and my family. I don't want my marriage to fail because of my bad habits. I am willing to change and do what ever it will take to take control of my out of control spending habits and make the new year a better year for all of us. I think that your show is great and that it will save a lot of people from parting if they would just follow your lead. Good Luck I know that your show will be a sucess. Contact me I would love to meet you one day.

Hey Gail,

I love your show! When are you going to do some follow up shows? I would love to hear how some of the couples are doing a year later.

Dear Gail,you rock! you are a blessing to us your view. i have cut down on my spending and i have change my service at the bank, which would save me $ 5.00 every month.

Hi Gail-

Love your show, wish there was a US-based version! My parents are drowning in debt and my mom is a shopaholic making matters worse. She makes Lucy look like an amateur.

Please help!

gail I watch your show and think it is wonderful,have you ever met any men with asbergers they are really challenging when it comes to managing finances.....I know both my husband and son have this disorder.

Gail, will there be follow up episodes on any of the couples you've helped (or tried to help) ? It would be interesting to see how they're making out a year or so down the line.

Hi Gail:
I love your show but am pondering why you do not have couples who have been Disciplined in saving money, I was 34 and my husband was 35 when our home was complete paid for; we did not get help from our parents but were very diligent in saving money. We never hard large incomes in fact my husband has lost 5 jobs due to plant closures. We are now in our sixties and we enjoy travelling with our children and grandkids every other year we pay for the entire family 11 of use to take a Caribbean holiday. I think to-days young families do not have know the feeling of freedom...
Thanks

Hi there. I've been watching the show for a long time and while I have adopted a lot of Gail's methods, it would be nice to see Gail tackle a single person with a single income. I don't have any debts and I am renting an apartment. I pay my rent and my bills but usually find myself just making ends meet. Would love to see a show and maybe get some ideas on how I can make 2010 different.

W3 - I agree! I am amazed at how stupid the rich people are with handling their money. We are drowning in student loans and paying off 8 thousand dollars of cc debt that was used for food/transportation while we were unemployed, and we currently earn less than 40,000/yr and are expecting our first baby in a few months! We are actually paying off debt while earning so little. People really need to get a grip on reality.
Gail, come out to BC and maybe give us a $5000 cheque to help us pay off our debt!

Hi Gail,

Just wanted to know will you ever do follow up shows?

Excellent show. What I would like to see though is a follow-up show featuring a cross-section of participants from the last year or two.

Did they really change their ways? Are they still together? Do they still have a debt load, is it better or worse?

It's like going on a diet - makes sense while you are being weighed and seeing the doctor, but if there is no-one monitoring them, have they truly changed?

Boy do my Fiance and I ever need a visit from you...we just keep doing the same thing year after year after year...we have some issues to take care of but all in all we are good people, we need help big time...I am 43 and would like to give my fiance a child, but it's not in our cards, won't cost too much but we can't seem to get out of the debt rut....we are hopeless I think....someone needs to take charge :(

Thanks so much Gail for your ability to get the message across. It took a few episodes to convince my wife that we need direction and a PLAN. Now she is bringing up tactics to reorganize and budget through the year. It's great, thank you.

I don't always get Gail's math - like the episode I just watched, the couple was more than $48K in debt, but at show's end, Gail said if they continued to follow her plan and pay their creditors $2k per month they would be debt free in 1 year. Is that the metric system or is just me who figures 12 months X $2k makes $24 not $48K

Hi Gail awesome shows as always good job.. my main question is,, if you want us to NOT spend things so much how come WE have to buy the planner you provide.. I was soo shocked to see the price of 30 dollars when that money goes towards one of my bills. so Id rather have my bills paid up then spend on a book I cant really afford,. 30 dollars is a bit steep hoping you could change the ammount to lower price possibly as if you would do this I believe you will have more buyers.

thanks from the west coast of canada..

Guy, that was embarrassing! Your wife deserves much better and if I was your friend I would tell you that you are a complete ass. I hope you grow up before your daughter gets old enough to see how irresponsible her father is. Julia, take Gail's advice. Hopefully Guy will watch the show and see himself in a new light. Open your eyes Guy when you still have a chance.

I just finished watching a 2009 episode with a 20 year old husband named Guy and I can not believe how this guy reacted to Gail and her suggestions. His wife who stuck by him and said she will continue to work on their situation has the right attitude but I really think that he will wear her out. He will break her. Their marriage will never last. My heart goes out to her.

re: guy and julia - julia, gail is absolutely right. your husband is a man-boy and will not change. he will be the ruin of you and your lovely daughter. don't let fear of being alone prevent you from doing what's right for you and your baby. you're an intelligent, attractive young woman and i'm sure if you put yourself out there, you'll find another guy who has good sense (financial and otherwise) and who'd realize how lucky he'd be to have you. best of luck to you...

Love the show! It actually makes me feel REALLY good about myself to realize that I already have some of Gail's tips in practice, and also to realize that I am no where near in debt as some of these people. I love watching for new budgeting tips. Please do follow-up shows so we can see how the couples are doing.

Thanks, Angela in Yuma, Arizona

I would like to see a show with a bit of a twist. I would like to see Gail take some responsible debt managers and help them out. This could show what it is like to be debt free.

Would be neat!!!

Hi!
I have been watching your show for some time now. Out of the blue one Saturday afternoon I stood in my living room, hair in each fist and thought I HAVE BEEN SO CARELESS WITH MY MONEY. I cried, I ranted and raved and found peace. It just gets better and better every day.
A friend of mine and I always met once a week for a Starbucks. Now we meet in the food court and I bring us each a diet pop from work which costs 50 cents each.
I am feeling more and more in control and secure every day.
I thank you so much for your show! it was really woken me up!
I worked out a budget and on pay day I take out exactly what I need. The set amount I've given myself as per the money jars.
I have paid off my credit card and gave it to a friend to keep for me and now I use my debit card only to withdraw cash at my bank on pay day.

Change your thoughts and you change your beliefs. Change your beliefs and you change your life....

LOVE the show - so does my whole family - it has been great for my kids that are just becoming independent adults.....they listen more when it comes from GAIL - than their MOM!

WOULD LOVE LOVE LOVE TO HAVE A FOLLOW-UP SPECIAL - who is keeping it going - who went back to their old habits - ETC

HI gail ive got a huge problem witch im scrared for a divorce dont wont that ,my problem is ive got a 6 months baby boy and my EI will be done in march and my husban make good money and we are broke broke for no reason i dont spent money i get my EI every 2 weeks and i only have enought to pay the grocery milk for the baby and diapers then im broke i dont smoke dont go out or nothing i love to stay home but my HUSBAN hes the spender on coffee cigarettes hunting ect.. i dont even have a flowers from him or even a gift on xmas or birthdays ... he doesnt want to follow the budget ive made for us he does it his way are credit is not good we have no credit card cause he didtn pay we have no house and nothing saved up but we have a bunch of debt the bank dont want to help im afraid that if he doesnt change i wont be able to stay with him any longer i truly need ur help theres some more to say but not online its confidential. the dmoney test question dont work on my computer thanx for ur help

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i love your show i am from trois rivieres quebec and since we ve been watching your show we live a lot better we have five kids and today we are debt free the only one we have is the mortcage and taxes that are added to the mortgadge we try to live on cash and the debit card only for gas once a week and groceries once a week and now the kids know that it s once a week that they are allowed a gift treat. thank you for the examples you give on your show we are now debt free and no more credit add the money and buy cash only. thank you and great luck to you and your show in the future and this isnt a joke its true.

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Hi Gail;
I just watched the episode with Ingrid and I can't remember her husbands name. Now unlike them, both my husband and I work, fairly good paying jobs. However, I feel like I am doing everything, and like Ingrid am exhausted and frustrated. My husband leaves the budgeting to me, he doesn't want any part of it as I would like him to be part of it with me! I do pretty much everything around the house, he will cook once in a while. Anyway, the point is we are in so much debt and I have no idea how to get us out, I am lost and have begged my husband to help me take responsibility with our finances but have not gotten anywhere! I wanted to apply to appear on your show, but can't seem to get to the right spot on the website. I really need your help and I love your show, your common sense and intelligence would be very useful to us! We live in St. Thomas, Ontario and have 6 children between the two of us and 1 dog, with a grandson on the way, due anytime! Please help!

Desperately seeking help,

Melissa

Dear Gail , I work full time and overtime and bring in $43,000 / yr . My wife works part time and is depressed . She wants to be a stay home wife but then she s unhappy with my income and our debt. can u help?

Love your show. Excellent advise. Inspiring (my wife's actually absorbing the principals of how to become financially prudent - application is the problem.)

Saw an episode last week that struck me. As polished a show as you have and as great a production, how could anyone on your team think that breaking up ciggy butts and flushing them down the toilet is right.

I get the concept - flushing your money down the drain but really, it would have been just as effective to have the butts thrown in a garbage can, where they belong.

I hate to think the nation is going to think there is anything else that can go down a toilet than body waste and toilet paper.

Sorry. Bad example for less educated people.

Really do love your show. Thanks

Chuck

Gail I watch your show almost daily and I actually have learned a few things that subsiquently have given me hope. However, the show focuses on a couple with usually two incomes. I am a single Mom, and for the past 18 yrs have maintained a comfortable lifestyle for my son so he didn't feel he was living without. I don't regret my decisions but I do understand the gravety of my current situation, it is really bad. Gail would you consider doing a show on a single mom? Trust me I have enough debt and bad habits to keep the show interesting. I believe their are other women out there in the same position as I and would appreciate having a show dedicated to us. Please contact me Gail (triple please).  You would be the best present I could have this year. Thank you Gail

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Mrs. Vaz-Oxlade,
Thank you for sharing your knowledge.
You are what is needed in Highschool. If only we had someone to teach us budgeting as a teenager, or young adult, most of us would never have been in a what I call a financial crisis or mess.
It took us at least a half dozen times watching Till Debt Do Us Part, but we clued in to how things should be, and now I can say that we are not only saving 1500. +, but we also have an average of 250. left in our jars.
Yes, we live very frugil, but that's how we were raised anyways, so it does bother us that we are not keeping up with the Jones'.

I want to set up a budget, but I don't know how much to allocate for specific things (e.g., 10% for food, 5% for entertainment, 5% on clothes, etc.). Is there a rule of thumb? Thanks. ~crg

Hi Gail,
I am a true fan from day 1 since the show started. I just love to see how people get into debt and how that happens. Mind you, I don;'t wish it upon anybody. One thing that makes me sick and this is only because I know a couple who were on the show, is the fact that they have NOT smartened up since the show aired and right now only 1 is bringing in a smaller income and the other decided to stop working. It makes me wonder how they even still have their mortgage after you mentioned that they had the choice to sell the house on the show. Now they more than less than they did then. And what makes it worse is that they party like animals STILL (and have kids on top of that) and here I am working my arse off, my spouse too and we brake even each and every pay period and we make good Money! I guess in retrospect it is better to be poor yet live moderately than be in debt. I know you have blogged about not asking you about doing follow up shows on past shows but GAIL I swear, there is a market for this type of series and I will definitely pitch it to the SLICe network. Anyhow, those are my irks and I am sorry that I missed coming by for the book signing in Ajax. Thanks Gail for all that you have taught me and I would love to share my ideas with you and others about how to get good deals, free stuff etc if you ever have a place for people chat about that stuff.
You're the best Gail!!!!!!

DsmartGal : )

This is my favourite show.

Gail, come to Alberta. I know that your show is based in Ontario, but there is a real opportunity to raise awareness of your show. And there is real need here as well, given that Alberta operates on a boom-bust cycle, and is struggling to pull out of the bust phase.

I am a lawyer and we are seeing a distinct rise in the number of appointments that are being made where debtors are asked by their lenders to sign personal guarantees (ie, "co-signing"). Pay-day loans are always a problem, and even though laws limit the amount of interest the payday loan companies can legally collect (if it goes to litigation at all, that is), people often see a lawyer when it is almost too late.

This show is a godsend and Gail is a miracle worker! This show has set me straight. Thanks Gail!

Hi Gail.
I decided to look you up online because I thought it was important that you know what a great role model you are. You are a true inspiration. I have struggled for years trying to decide what kind of career I wanted to pursue. I seen your show and the many ways you touch the lives of those you encounter. I am in the Business Finance Program at St Clair College and doing my best to maintain straight A's while attempting to stay on budget. I truly enjoy watching your show. It helps to build upon my dreams of becoming a financial advisor. I want to be able to help others in the same way you do. The more I see you in action the more I strive to be like you. You go beyond your duties as a financial advisor, you sincerely change the lives of these people for the better. You are a strong, confident intelligent woman and if I am able to work my way to even half the success you have had, I will consider myself to be blessed. I'm not sure if I can ever make you understand all the ways you have changed my life, but I wanted to take the time to thank you. You will forever be my role model. :)

Hello Gail. My wife and I recently purchased a house and got married. We both came into the marriage with individual debts. I consider myself to be more conscious about our spending habits but we still seem to be incurring more debt. We now have a child on the way and I think we need some help. Is there any books or programs that you could recommend.

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Hi there, I would love some advice for my 18 yr old daughter, I am extremley concerned, she has wanted to go to university ever since she was 4, I started a school fund for the kids when they were younger but do to financial issues years ago I had to cash them in. Years went by and I always intended to replace the money. I was a stay at home mom until I my marriage was no longer manage able. I have gotten by for the last 6 years on my own with very little to no child support, doing what I had to get us by. I do not have the money to help and it kills me. My daughter works part-time and has paid for a lot of her own things even her studies if needed to. With university right around the corner I'm scared because she feels that everyone get loans to pay for school and that's just what she is going to have to do. I do not want to throw my daughter into life with a debt of 60,000 when she is done school. She feels I am reacting this way and hard on her because I don't want her to go.....1000% not true! She's an amazing kid with her head on straight I just need her to see that getting out of 60,000 in debt is not going to be a walk in the park. Her father is extremely bad with money and I am worried she may have that trait if not controlled now.
My question is any advice to a kid who knows everything? Thank you

I just want to say that I think this show is one of the BEST shows on TV. The advice and insight that Gail provides not only benefits the participants in the show, it benefits anyone that tunes in. Thank you Gail for educating EVERYONE as to the importance of just simply know where their own money goes.
Slice, please advertise this show more to allow it to touch and help more people.
Cheers.

WE ARE HAVING A THE WORST DEBT PROBLEMS IN YEARS.THERE ARE MY TWO SONS ,MYSELF,AND TWO GRANDSONS THAT LIVE HERE EVER OTHER WEEK.I AM DISABLE :HEART PROBLEMS SO I HAVE TO RELY ON THE GOVERMENT FOR MY KEEP BOTH OF MY SONS WORK BUT WE JUST CAN'T MAKE IT IS THERE ANYWAY YOU COULD HELP US WITH SOM KIND OF PLAN THAT WE ALL SHARE EQAL AMOUNT NOT ONE PERSON CARING THE MOST OF THE DEBT. I AM DESPERATE . SINCERELY BARB WOOD

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It was great meeting you today at the book signing in Oshawa. Your were quite the celebrity!!! Love your show!!! Love your book!

I've worked in banking for 30 years, and seen consumer debt skyrocket to unbelievable amounts. People have to learn to save money again, as you instruct on your show. You are a wonderful breath of fresh air!

HI Gail, I've been watching your program the past month or so and trying to impliment some of your guidelines. My problem is as a single parent working three jobs to manage I find that it is a constant juggle to put away money for education, emergency fund and retirement. Any help?

2009 saw both my husband and myself lose our jobs to the recession, lucky not at the same time. I had been watching your show for some time and immediately put in place your budget worksheet, cut and tracked expenses and started using the weekly jar concept. It got us through some difficult finanical times. We have both since found new careers. I am happy to say that due to your show, we have completely changed from a spending house to a saving house and now have a comfortable cushion for emergencies and a solid retirement and cash savings program. The real bonus is has been the finanical education our children have recieved and they also watch you regularly.
Thank you!

I love this show but find it hard to relate as a single person. I have a good career, make good money, but like many, struggle with saving and budgeting. Whenever there are challenges, they are often couple orientated, especially when it comes to finding alternatives to entertainment. It is extremely hard for a single person to save money when socialization is important to sanity! I have tried to save money but finding cheap going out ideas is hard. Staying in watching a movie, going out with friends but only having a single drink and no meal, etc is not my idea of fun. I am not sure if it has been done before, but I think it would be very helpful and revealing to do a show with a single person. I think it is a challenge for Gail and I know a lot of people would be interested! I would be more than willing to be a guest!

I love your show Gail! I did not like that couple that I refer to as the "organic couple."That lady was such a sore looser.I can't believe she expected the whole amount at the end! I would like to add that I like to tivo your show and watch it on the weekend ...right before I go out. This makes me hold on to my money tighter when I'm out and about and painting the town red.

Awesome show!! I live in Texas and I'm fortunate to see your show on Saturday night for 1 hour. I just finished watching the episode with "Ivy & Carson".... you have patience of Job. Even to the end, I sensed Ivy (leading the charge) felt they were entitled to the full amount of money despite lacking honesty and integrity about their debt and participation. Individuals and the like who continually live in the land of denial and project their inadequacies on you must understand.... you do not have to help them at all. For all the spouses/mates/life partners, do not be enablers. When your significant other is wrong or does not make sense, let them know. If not, you are chosing to be part of the lie and the charade.
Debt is like a wound and all layers must be exposed. Therefore, PLEASE CONSIDER FOLLOW UP SHOWS REGARDLESS OF THE OUTCOMES. Texas would love to have you. Take care and continued success.

i want to say this i want very happy to have this show because my husband and i been watching and taking all ur advices and someof them i learn something new i am very shocked at how much they are in debt unforetunely we already started cut our credit cards and starting put money in saving and using cash for everything except moaney order on bills it slowly but it is improving i likes ur idea about jars it is such good idea i want thank you for theses shows we trying pay our house took us 12 years get my husband to understand why i was so frustrallling i try be wise with our future and money we bought bum house it requires alot of remolding but well mostly done by my mom she helped us she wanted us to be wise financiallly we are working on it oh yes house was 62 thousand it is now 52 thousand we saying in 5 to 8 years it will be payoff we hoping if we pay lot trying pay mortage twice month we trying to do that thank u so much for those shows

gail
i have question to ask u
how much i put in saving for my son"s college i means my husband and i were disagreeing on how he turning sweet 16th birthday i wanted buy him a car and big big party for my son so it is wrong to waste money on my son?

Love your show. Excellent advice and you don't pull any punches - you say what needs to be said. 2 things: 1. need to keep telling people to plan for their dreams or all they become is disappointment - one of the BEST pieces of advice you've given. 2. When are you going to do a show for single women who've divorced/widowed and are having a hard time managing their money - their are MANY of us!

I can't believe how many people on this site are begging Gail to help them specifically. Gail has supplied the tools - all of you need to use them! Having her come and see you will not magically make your money problems all better - you are the only one who can make your situation better. Your discipline and hard work will put you on the right track, not a visit from Gail! You think that you can get out of debt if somone comes and holds your hand? No one is going to come and hold your hand! Gail certainly wouldn't hold your hand - she would tell you to get your head out of the sand and get with it and work to fix your own debt! Only YOU have the power to get yourself out of debt and Gail has supplied many tools and much advice - for goodness sake take responsibility for yourself and use them!

Hi Gail,

My husband and I jumped into buying a timeshare a few years ago, we paid this timeshare on our line of credit :( And now we are financially struggling to pay all of our debt that has accumulated. I want to sell my timeshare but don't know how or where. I've looked online and I am overwhelmed with everything I see...
Do you have any advice on selling my timeshare???

bambi

Gail what do type of financial plan would you create for a college grad?

Gail...thank you! I never thought it possible, but I have switched to ALL CASH and no credit cards. It's amazing how much less you spend when it's 'real money' you're using and not charging purchases to a card. I'm on month two of not eating out and I've found it fun (believe it or not) to see how far I can stretch a buck! Thank you for your sage advise, wisdom and guidance. I will always be a loyal viewer.

Diana Howell, Winter Springs, FL

Hello,
How does some one go about applying for the show?

Hi Gail,

I have to say I love watching your show. I have learned so much and enjoy watching you help so many find financial freedom. There was one show that blew my mind though. I believe it was with Carson and Ivy in it. In my opinion they didn't deserve a dime and her entitled attitude was annoying, there was no appreciation at all! If they would have worried about what you were saying as much as they worried about you touching them maybe they would have learned something. You probably had your reasons for giving it to them and I just hope they treated you better off camera then they did on.

I have a friend who really needs your help. She is always complaining that she has no money, but is constantly spending on needless things. She is the queen of justification. She justifies her spending by saying that she doesn't drink or smoke etc., however she spends thousands of dollars trying to 'keep up with the Joneses' by remodeling and then redoing the remodeling. She doesn't see that her spending is trying to fill a void in her life although it has been obvious for years. Both she and her husband are retirement age, but are nowhere near able to retire. Her poor husband is working during what should be his retirement years to fulfill her needless spending. I can't help her, but I hope you can.

Hey, Great Show! How about doing a show that would be your biggest challenge to date? It would be a public service as well. Maybe you could rescue some single person who is living on Ontario Works benefits of $536.00 per month. Perhaps you could show them how to live on that. As an expert on budgeting peoples lives, perhaps you could pull off a miracle and do a budget that works. Im sure your viewers would love to see a different and very real segment of the population in Ontario.

Hey - In your "Mo Money Marathon" opening
your're using 'Merican money - not Canadian!!
What's up with that?????

I watch Suze Orman at 9:00pm then Til debt do us part at 10:00. I love both shows and I really love the advices you give to these couple who don't know if they are coming or going when it comes to a dollar or holding onto a dollar. Keep doing what you do and I wish I could get some money advice (where to put money). Keep up the good work.

Jo Jo 3 you said it as if it was coming out of Gail's mouth. Be responsible for your own money trouble. Learn from other's mistake.

Hey Gail ~ Keep up the good work & please keep stressing the fact people need to look at their bank statements. Last January when my credit union switched statement systems, suddenly my "U.S. Mad Money Account" - less than $250.00 - was not showing up on my six pages of statement. After several calls I was assured the money was indeed there and it was just a glitch they would figure out - so I didn't worry about it. Finally, in November when it did appear on my statement there was a $2.50 "Statement PIckup Fee" - my statement is mailed. I was assured it was a mistake, would be credited and was fixed. It didn't happen in December, did happen in January - again called, got it reversed, was told it was fixed - don't worry. Last week I got my January statement - not only was there a charge for January, but a retro charge for December - I figured they now owed me $5.00. Finally called & asked for a manager who looked into the problem. She called me the next day and assured the problem had been fixed and all the charges had been reversed - all $17.50 of it!! Seems those months the account wasn't showing up on my statement - they had been charging away - $2.50 every month. Doesn't seem like much, but as you try to teach people - these things add up!! I'm waiting for next month's statement to see if it in fact has been fixed!!

Hi there everyone... for those wondering about follow-up shows, there' a slice.ca exclusive video series "Where Are They Now?" that is being shown in the video centre. Every week there's going to be two videos added featuring couples that have been on the show and how they're doing since they received Gail's advice. Have a look and enjoy! :)

I have had many things happen in my life. I have managed to just keep my neck out of the water. I watch your show for the last two weeks and wish I had someone to help me through this and get better at managing my financial situation. I know as a very prideful person I could have never admitted this to anyone that I have difficulties but I do. I wish I could show my two children who are venturing out on their own how to do this whole thing. I am glad you are there for people. Keep up the good advice.

Ok, my wife and I have watched your show for the las t year (approx.) and still we wonder on how to access our own situation with out the bias opinion of each other. What would be your suggestions of who to contact that would have the same analyzation aspects of yourself but that would life on small communities. currently we are in a small community in British Columbia.

Dear Gail, PLEASE HELP!!!My name is Jeff and I am in a financial crisis.I am a fan of your show and always wandered how people get temselves into those situations.Until I was off work for a while with a sprained ankle and was just off the mark to qualify for the insurance, based on my return to work date.Since then everything has spiraled.I am almost forclosure status.I am a single male with a decent job and rent out a room for extra income.PLEASE show me how to get ou of this.Thanks Jeff

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Hi Gail Mike here im married 16 years and have stuggled every year since lol, I have a home last 4 years and already have a second mortgage and 2 cars now i pay for a second residence in Fort Mcmurray as i work there and live in Spruce Grove ab , My wife manages our money as best as she can however even with the money we make im still finding it impossible to get ahead and now still live month to month and use pay day loans from time to time to carry month end .
I know i make enoughf money to pay all the bills but it still is not happening , my wife says next month we will see the light but that always seems to be the same every month .
We have no savings and i know i can turn my finances around with a lil help and guidance so if theres anything you can offer as help i sure would appreciate it . thaks mike

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I am living proof of what happens when you stay w/ someone like guy, believing that he'll change and everything will be the way you want. I am 43 and believed my husb would change. He was and is exactly like Guy. I have gone through bankrupcty, public assistance for food, housing and childcare. I have 4 kids, we can barely afford our rent, have no health ins, retirement or savings and I live in fear that we will be homeless.
However I have been hiding my savings from husb because I want a divorce. Started a new job as a sales rep a year ago. Although I changed jobs, I am employed, benes kick in 3/1 for med and I am starting a 401k once I get through my ramp up. My credit is ok and I have my secret savings. Most importantly, I have me and a great attitude. I work all the time, learn product, training, plan my day and prospect like you have never seen. I eat, drink and sleep sales and work, my children and release my stress at the gym 3-4 times a week.
Husb has been unemployed for a year and plans to max out benes before he gets a job. Doesn't care about debt, govt paying for our family or shared goals. He's a loser and I am gone as soon as I am in a position to pay for my children and get out.
RUN, DON'T WALK AND GET AWAY FROM THIS GUY. Guys like this NEVER change! Protect your children and yourself by taking Gail's advice and setting up that firewall. See you on the divorce websites I hope as an empowered and wealthy happy woman.

Hi Gail you should be running the Governments finances,I enjoy your show,I use to be short on money,then I started a budget when I bought my first house,now not any more.

Dear Gail , Im writing for my best friend , not myself. I know their financial situation since Im also their mortgage broker. She owns a bridal salon and was on Rich bride Poor bride. Im at my wits end as their mortgage is coming up for renewal and because of her new hubby's spending ( they got married last year in Las Vegas ! More spending ! ) Im afraid I cant help them re mortgage. I think THIS could be your most serious case yet ! I found out he had out a 2nd mortgage on the house WITHOUT me knowing and now have credit cards maxed to over $90,000 !!! GAIL PLEASE HELP !!!

I think every school should have a course that teaches everything that you do in one show I believe more people would be debt free and happier and stressfree and more marriages would survives in these tough economic times
Believe me I have been through it 3 lay off in the past 5 years and only with the last were we prepared. Money doesn't buy happiness but it does create a stress free envirnoment.

Love your show! I love your take on how to budget........ not many people nowadays, want to save for anything.

I would love to see a show with the follow ups to all the people you have put on the right track....how many succeeded and how many went back to their old ways..... Even just the percentage that suceeded.......and failed....

Hi Gail,

This is really gods work you do. And for others reading this, my story is short.

My first wife was a spend crazy nutcase. I divorced her after 6 years of bickering as I insisted on stupid stuff like the credit card gets paid in full or shreded. Common sense stuff.

My lovely wife now is a dream, she stretches the dollars even though we don't need too. For her, it is a challenge and taken to heart, money so we can retire early and enjoy for meaningful things. And when we need something, it is there. What a great attiude. And does it make for a first class home life. We haven't ever argued over money in 19 years since we met!

We don't suffer, unless you think rib-eye roasts and shrimp are suffering. Cuts 1" thick, slow cooked all day... we have fun cooking for each other to this day. Got more rooms in this house than we need.

Misused debt is a enemy of prosperity and happyness. Too bad these were not required courses before you can borrow a dime. And it is one thing we can all control...unlike taxes... If people really knew the price they pay for misused credit, they would cry for months.

Keep up the good work! Even if you only reach 25% of them, think of the good of it!

I really like the show and would be interested in seeing some follow up shows.Maybe something like a year from when they were on and how the couples are doing after Gail's help.

Dear Gail
I watch your show religiously..and make it a piont for my fiance to be around to watch it , with hope that he will pick up on some facts you set out. I am a RN and make a fairly decent living, but find it extremely taxing with my fiance of 11 yrs who is unemployed more then he is working. I am working over-time..raising a teenage daughter..and well just out right exhausted. I am the sole provider. I make all bill payments..pay for groceries, gas for his and my vehicle, home repairs, and still pyin off my student loans. I live from pay check to pay check..steal from peter to pay paul..ect.
I have consolitated credit card debt..and some relief since the cards are no longer available..no one can expect me to just pay for it on credit.
When asking when he will be able to contribute in even buying groceries..he gets upset, states "I don't know...when I pay off my debt..which is going to be awhile" he goes into a rage..yelling at me..and blaming the arguement on me bringing up money"
What is even more appalling is that while I am at work, and he could be doing home repairs, and helping out with house work..he opts out and plays hrs of video games.
I know for most who read this..are saying Geesh..kick his ass to the curb!..but I love him in a distorted way..lol.
If u ever do read theses messages..and can provide me with advice..or a door visit..lol I would be the happiest woman..giving me some reassurance that I am not nuts, but to nice.

KS
Ontario

Hey Gail,

I'm at my wits end with my husbands's spending habitis. I don't know what to do anymore, I've tried to explain how his spending is affect our bills, but he doesn't seem to be listening. Please help me if you can.

Thanks.

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My husband and I have been together for 15 years and married for the past 7, we now have two children ages 6 and 4, three years ago my husband was offered a position in BC with a company had had been with for ten years, we thought this would be a great opportunity for him and our family. We sold our home in Ontario and purchased a home in BC for 120,000.00 more then our previous one. Although this was a lot to spend the job also came with a pay increase so we thought that our expenses would balance out. What we didn't account for was the cost of living in BC, insurance, gas, food, daycare, preschool, babysitting etc. is a lot more expensive here. In Ontario we were both working full time and paid very little for daycare as we had a family member watching our kids, we moved out here debt free and had a little over 7000.00 saved in the bank. I worked full time for the first five months we were out here and realized that at the end of each month I was only bringing home about 200.00 after we paid a huge amount for daycare a fuel for my car. I left the position and thought that if we cut back on some things our expenses would be ok, we soon found out that not only is BC expensive but family is very important for support as well as child care! After two years of growing debt in BC my husband was downsized and we found ourselves in a position that we never thought we would be in. He was given a package by his former employer and we had to make the hard decision as to weather to use the money to move back to Ontario and sell our current home or to stay in BC keep our home and try to find another position out here. I am happy to say that just days before we were going to list our home he found a new position, I am very great full that we did not have to sell, loose our mortgage and start over from scratch, however he is making about 10,000.00 less then he was before, he was un employed for five months without EI. Our debt has increased greatly, we are a little over 40,000.00 in debt before our car payment and mortgage and we are only able to make minimum payments each month, I am working but only make about 600.00 a month at my first part time job ever. Each month I try to make sure that all of our bills are paid even if it means taking money from our line of credit thus increasing our debt. We are so in debt that there is not even enough money for groceries, I purchased your book debt free forever unfortunately I had to use credit to get it. I worry about our relationship as a family and a couple as we can not afford to go out for an evening with or without the children all we do is argue about money and my husband has it in his head that you should pay yourself before you pay someone else and is upset that he is unable to spend any of the money he makes. We have both contributed to this debt by living way beyond our means and I know he blames me for all of it, since I am the one that takes care of the expenses mostly because he can’t be bothered. Worst of all he is willing to sell our home give up his job and move back to Ontario where he thinks we will be better off, agreed that selling the house will give us enough money to pay off our debts, we will also loose our mortgage and have to rent and pay someone else’s mortgage, then everything we have worked so hard for up till now will be for nothing more then a learning experience that we defiantly failed at. I know that our debt can’t be paid off over night but I worry that it may never be paid off, I have tried to put us on a strict budget just to get by and I don’t know what we will do when it’s time to pay our house taxes, income tax and any unforeseen bills that may arise. We have no savings, RRSP’s, or investments and the only financial security we have for our children is our house which would be paid in full should anything ever happen to us, however we do not know what would happen to our children since we do not have a will as we could never afford to make one. I find myself stressing about everything and my husband doesn’t seem to care which doesn’t help our relationship any. Any advice would be great even if it means selling our house.

Gail,

I always watch your show and I'm still amazed and dumbfounded at how many people have no idea about money.

Maybe it's my genes (my Father is an 85 year old retired CMA who still does my Sister's books for her graphics arts company), as I look after the finances in our home and we pay cash for everything.

What I do with anything we purchase including anything put on a credit card is that I record it in the book -the one you can get from any bank to record transactions (just like your budget binder, only I've been doing it for years). That way we are literally paying cash for everything and I pay off the credit card account every month, but we still reap the rewards from the credit card company (i.e. PC MasterCard equals free groceries).
The money has already been accounted for, so I credit the book for the credit card balance, and then pay the bill.
I write every transaction that affects our account in this book, and when we get our monthly statement from the bank I have to balance to the penny!

I just wish more people would watch your show - but maybe when they start to watch it, they see themselves, and turn it off!!

I have a nephew right now who is in University and I know he is racking up a huge student loan. I've "Read him the riot act" so many times on how it is the hardest debt to repay, but I still get the "deer in the headlight" look.

What makes it worse is that I'm sure he's not just using it for educational expenses.

Who knows, maybe one day I'll make him one of your next victims!!

Great show, and YOU ARE THE BEST!!


Carolyn

Hi Gail! I have been watching your show pretty much since it started to go on air...and I absolutely love it! You have taught me SO much! The idea of "want vs. need" is a Big part of my everyday life, thanx to all the valuable lessons I've learnt from you. THANK YOU!!!!

Watch your show alot but have not heard this talked about. We have gotten ourselves into debt quite a few times. Our fix was always to consolidate our debts and tack them onto our mortgage. After the 4th time we are learning that this is not the right thing to do. It's an easy fix but you end up in debt all too soon and have not learned anything.

Watch your show alot but have not heard this talked about. We have gotten ourselves into debt quite a few times. Our fix was always to consolidate our debts and tack them onto our mortgage. After the 4th time we are learning that this is not the right thing to do. It's an easy fix but you end up in debt all too soon and have not learned anything.

Hi Gail

I have been watching your show for a couple of years now, and Irealy like the show. I had to put your advice to work for myself. The jars and buget binder came in real handy. I was loseing track of where the money was going, but once on the system I found out. I no longer have creit cards or any other loans that pull money a way from me. It took a while and a lot of belt tighening but I got through it. After my last payment was made other than my morage I went out to celabrate and had a good time. It was a good to know that I could spend money and not have to worrie a bout any payments to any creit cards. Now being debt free I am speeding up my morage payments and by sticking to the plan I should have my house paid for in 4 years instead of 10 years. Doing this I still need to up grade my car, so I came up with a plan to by one in what I call revirse payment plan. What I did was look at a couple of cars and looked at the payments, then went home did a buget and opened a different account and started make the payments so that if anything hapened to my job I can stop makeing the payments and have the money in stead. It will be nice to walk in to a car dealer and pay for a car in cash.
Thank you for your show and keep up the good work.
Paul debet free

When I fist started watching the show it was for the most part couples with one working (husband) and the other wife on maternity leave. It made my wife and I scared of even wanting children. based on what i saw the debt always started becuase of that. but the more I watched it made me realize that you have to plan for a baby. Maybe a few more shows with expecting parents (fist timers) and help them avoid future problems.

Have you considered a show "When Debt Makes Us Part". I wanted to apply for your show a few years back, I truly believe that it might have saved my 21 year marriage. Seperating assets and debt is messy business and proving to be quite a challenge. You are a voice of reason and your matter of fact way could really help people through this difficult process.

Hello,
Can someone HELP ME??????????
I am soooooo lost I don't know where to begin or where to end. I feel soooooo alone with my families debt. My husband and I do not talk about any of it. He thinks I don't understand and I think he doesn't care. I know we need to do something FAST!!!! We have two children 8 and 4. I have wrote to Gail on more than one occasion but have never received anything back. I don't know where to get credit counseling. We have a lovely home, right now, but I really don't know for how long. I just really really need help and I am at my wits end. I even go so far as to maybe thinking if I died then they could use my life insurance money. I am really really helpless right now.
Thank you sooooooooooooooo much!!!

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I love your show, but I just don't get your math. This morning a couple had $42.000 in consumer debt. At the end you said with their repayment of $2400/month, the would be debt free in one year? How do you figure that out?

Hi I was just woundering when we can expect your new show to air?? Im excited to start watching it!! and I love watching Til Debit Do Us Part!! Keep up the great work.

Hi Gail,
I was wondering if you have ever had a single mom on your show? I realize that your show's title is a pun about marriage, but as a single mom I would argue that the relationship between single parents and children can be similarly portrayed in the budgeting,responsibility and financing department. I would like you to consider me as a guest on your show. I believe my credit disaster will be something others will be able to relate to and possible be helped by your advice.
I am sitting at interests rates of over 29% on 3 credits cards that are maxed....how do I get out??? and where do I start? DO I file bankruptcy?

Help.....
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I love the show! What great, realistic advice! I would love to see a show where you go back and see how the people have done following your advice a year later. Do they stick with the plan? Do they get themselves out of debt and continue to live responsibly even after the $5000 carrot has been given to them? I think it would be fun and interesting.

My husband loss his job a few months ago, he was the major income source in our home. I did not know where to turn I was completely loss then I found your show. I have been watching every episode I can find. I have been listening to all your advise for each couple and researching online to make a plan and start budgeting. I did not know until I put the numbers on paper how much we waste all this time. If we would have been following your plans years ago we would be very well off today. We are building our plan now for our future thanks to your show! We are still new at this but I know that our future has completely changed!

Hello

I enjoy watching your show. I have recently left my wife for, to be honest, being to tight with our money toward me but she would spend what ever she wanted. As you say money problems are not good for a marriage. She drained our life savings so I have had to buy everything on credit card. I even had to start paying my lawyer on credit card. I did call them and they were nice enough to give me a good rate for eight months. I hope I can use the advice you give well to help me get through this hard money moments.
Thanks

I make less than 20,000 a year and live in an apartment for 400$ a month. Have a bad back so another job is VERY hard to get, and only with grade 12 education . How do I spend less when I only have so much? I drive an 1983 Ford that is paid for and walk to work. My daughter and her 9month old son live with me and she is on social accidence . We live in a small town Windsor Nova Scotia.

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Of all the couples that I've seen, it's Paula and Jermaine that have me totally flabbergasted. How can anyone make over a hundred thousand per year, live in a cardboard box and depend on family to look after their child. Meanwhile, their jewellry box is more like Fort Knox. Nobody can be that selfish or stupid and not know it.

Hey
My husband and I have gotten back together after being separated for a year. In this time he managed to rack up a load of debt that he never bothered to deal with till the banks decided to put a hold on his account. Because of this he has been short on his bills leaving me to pick up the pieces for him. This was all find and dandy till i lost my job about a month ago. We need help i don't know how to crunch our numbers enough to make it manageable every month. I need some help.

Gail,
I just watched Frank and Simone. She sure needs a reality check big time. Can't afford to pay the bills, and wants a 135,000 car. You should have made her live in an apartment for a month and have to do her own housework. There is more to life than fancy things, manicures, pedicures. Prima Donna if I have ever seen you. I don't know why you wasted your time. She didn't/doesn't want to change

Seems to me that Guy is having an affair.
(Til Debt do Us Part, Guy & Julia)

I suspect this because of all of the lying going on:
No receipts for 3 different stores and he blushed hard. Sorry Julia, he's lying.

And he gambles at what, Hooters? Where busty women serve as waitresses?

Why is he so defensive of his spending and why is he so unwilling to change? Simple, he has another woman on the side.

Hi we have been Fans of your(GVO)show and we want to get in contact with Gail.Because we need help M&V

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Hi,
I would love if you could give us a version of the pie chart you use on the show so we can make a budget for ourselves. Having any of the information available on the web site would be a good help to allot of us.
I love your show and think it is exactly what so many of the "children" my generation has raised need.

i watch this show once in a while and i think living with cash and not using the advantage is crazy. as a consumer, we should take advantage of the points that can be collected using credit cards.

I'm wondering why I didn't get a call for the show. I applied a year ago. Money situations hasn't changed. My husband and I meke desent money. Where does it go. I want to own my own cottage someday.
Nikki

I am a 53 year old woman living in San Diego, CA and trying very hard to get back on my financial feet. How do I get to be in your show? I would love to have you help me, teach me, show me how to once and for all get my financial life in order. I'm not lazy, I'm smart, I love life, and I am not afraid of trying anything. I saw your show for the first time ever tonight, 3/6/2010 - marvelous idea you guys have, finally a show that makes sense! Thank you, Carmenza

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My family and I need Financial help

how do we apply to be on your show

I purchased Gail's new book Debt free forever, It is great, If you really want to get out of debt you just have to do the exercises in her book, and follow her advice, wow what an eye opener. I have spent hours getting all the numbers together, now all I need to do is get hubby on board.

Hello Gail,

I was wondering if you could give me a break down of what is a reasonable amount to pay for: housing, hydro, telephone, cable, internet, luxuries such as dining out, clothing, gifts, entertainment etc

Re Julia and Guy..... if he isn't having an affair now, he will down the road..... you can just tell by his attitude.... he has no respect for Julia, nor his beautiful baby girl..... manchild, many of them around..... I should know, I was married to one....

Wow interesting blog. My husband and I seem to not have any time to go through our finances and just keep spinning. I am glad to read the last blog about Gail's book, and will be heading to Chapters this weekend to get it and hopefully get a handle on our debt and spending habits as we don't keep track of it what so ever but always wonder why we are in debt and have little money. Thanks for the advice on the book Lynn3. Love the show and love the ideas too from the show some apply some don't but I think the just of it is each person's financial changes are individual because it's not always the same for each person. I guess I am looking at this as a personal journey and challenge and just glad that Gail is willing to share her advice. I'll keep you posted on whether I can get a handle on our finances with the help of the book. Thanks again Gail and Slice for having a show like this, it is surprising how little we all know. Maybe this could be a course for high school since so many of us are lacking at this knowledge? Anyways, thanks again. Sorry huge blog.
Momof3

Gail you have wonderful advice for people in debt... I think it would be great to have a series that also deals with the financial issues that baby boomers heading to retirement will face like "how" to do it wisely without going into debt or having our investments/capital eaten away etc..... there are a lot of us out there that would also watch a series like that!

Hi,
My Sister was in town recently, and your show just happen to be on. She said, OH, you have to watch this show! I did, and now I have to record it. I just love your show! What do I need to do to get your help? I know you could help me, and my Husband. He thinks all of my credit card debt is "ALL MY" problem. I know I need help, but I also need his help!
Thanks for listening! Keep up the great sense of humor! :)
JTR

Love your show, wish you'd come to California and work with singles as well. I realize the show is called "til debt do US part, but what about those of us who need help who are single or divorced? It took me a while to realize this show is taped in Canada, then I noticed the "odd" looking money people had on the show.

I would like to see a follow up on how couples are doing financially after having appeared on your show

Gail, my wife and i watched our first episode about two months ago, after watching two episodes the coffee went on and we got on a budget. we never thought it was possible to have a budget since all of the money we made seemed to just disapear. after the budget and coffee session we became so empowered and goal oriented. Since making a budget and sticking to it amazing things started happening. we went from zero savings and finacial chaos to having over $3500 in our savings and are now in controll of our finances. You are amazing and we cant thank you enough for expert advise, you trully are a living miracle in our lives.

just wondering where I would go on here to get some advice or is this only for episodes and comments on them

Hi Gail well my problem is my other half is an alcoholic so the jars wont work because leaving money out is not good we spend about 300.00 to 400.00 a month on booze more if he finds money laying around I was just wondering if there is another way beside the jars that I could do to work my budget. it is going to be a challenge.........

Dear Gail,
God bless you. I know that you've saved a lot of couples with this show. Thank you so much because you didn't only help couples who were in the show but I'm sure a lot of couples watching your show, including us. My husband and I have gotten ourselves debt free and it didn't end there. We are now living in cash that would prevent it to happen again. Thanks to your show, it gave us hope and your advice to other couples influenced us into controlling our spending habits and it just hit us at the right time. More power and and hoping it to exist for along time because I'm sure, it's saving and helping families out there!

I'm struggling with figuring out how to merge my finances with my fiance as well as save up for a house, a wedding and pay off both our mortgages on our condos. I want it all but don't know how to get there or even how to start. Your advice would be life-altering.

Hi Gail,my husband & I just came across your show for the first time 2 weeks ago. Love it!!! So much helpful information. One question, do you come & help people in America? If so, we are in need. Thank you for sharing all your wisdom. God bless you.

I love your show. Do you have any plans to do a teenager version of the show? My wife and I are financially responsible but our teenage daughter is a financial disater waiting to happen. We have tried everything we could think of to teach her the value of money and budgeting with no success. The more she has the more she spends, and then there is the credit card... Any advice would be greatly appreciated.

Hi there.
Ok, so this is not the deepest of comments, but can someone tell me who makes Jenna's glasses? She is the 23 year old with the tattooed partner. Love the glasses. Want to buy them! Help if you can!

Hi Gail,
Im hoping you might be able to help me. im a single mom with 2 kids 20 and 21 who are trying to finish their schooling but money is so bad right now we dont even have enogh for entry cost. Im on disability and my income is so low that im sliding behind more and more every month and I dont even have enough for me to get my medication fo my illness. please can you help???

Hi Gail! Have you ever thought of doing a show on a single middle aged women who owns her own home no children, has a rental unit in my home, works 2 jobs to survive and is trying desperatly to just live comfortably and to do some repairs on her home. Well here I am! I have gone to credit councelling they say there is nothing more I can do, I'm doing everything right. Gone to the bank all they want to do is sink me more in debt. Help! don't know what else I can do. I am getting a little tired of working 2 jobs, not getting any younger working 7 days a week some days 15hrs/day. I don't even have time to spend but I still owe money, what is up with that! what am I doing wrong????

I just watched the episode with Roz and Kevin (the couple who lives with the wife's extended family); and Gail, I'm wondering why you didn't suggest that the couple quit smoking. Spending ANY money on cigarettes (whether or not the couple is in debt) is completely stupid. One of their challenges should have been to quit smoking. That's thousands of dollars down the drain every year for absolutely nothing. Spending money on cigarettes is the biggest and most alarming problem in a household- far more than getting take-out every now and then.

I understand the % per item graph. but where do you put the fix items such as insurance, car loan, child support. Would that be part of the housing or life? saving i am guessing would be for saving and the emge fund

Hello Gail,
Tonight, (3/20), is my first time viewing your show. This is awsome. You not only help couples with their issues. I really like your budget forms and identifying the debt. My husband and I are now on unemployment, We cut our cards to 3 and with your show...I am sure I can do more. Thank you!! Wish I been watching this from before....Keep it up

Hi Gail,
Thank you! You are my debt-free hero! Before I starting watching your show religiously just over a year ago, I was in about $25,000 of consumer debt (my fiance had none)...because of you, I will be debt free in June, and have enough money saved for my Wedding and emergencies. My fiance and I live with the budget binder and out of jars. I am your biggest fan, or I like to think so! And I tell everyone what your show has done for us! Thank you for straightening me out, I don't think I would've done it without you and my marriage will succeed because of that! The only debt I will ever have, is the debt of gratitude I owe to you!

love the show. I was wondering have you ever thought about making a show for younger single generations. I am a college student and feel it would work wonders if you were to sit down with late teens and help them to stop worrying about those life problems DATING RELATIONSHIPS WHAT PEOPLE THINK AND SAY and to help keep them in check to be debt free asap to get onto a safer greater career and life.

THANKS FOR LISTENING PEOPLE.

I love the show, and watch as often as possible. It amazes me how so many people have the same financial problems. I do have a suggestion for a show. I think you should take an episode and film about dealing with paying for tradgedys such as funerals, divorces, or other legal problems .( not the most entertaining topic, but it's a big part of life and why alot of people get into financial trouble). Or dealing with having to pay for home care for an elderly parent. Why not dedicate an episode to Wills & Estate planning. Inheritance can be costly, especially when lawyers are involved and probating of wills.

Also, would like to see episodes about single people and how they cope in times of financial trouble.

Keep up the good work.

TIL DEBT DO US PART VI - 6077 (Organic-O)

I just watched the episode with Ivy and Carson. The Organic couple. Wow what a mess that couple is in. They were more focused on denial and Gail TRYING to wake them up by pulling her hair or his ears. Apparently that didnt wake them up either....

Ivy wake up! Stop the excuses! You cant change what you don't acknowledge. Personally I'm suprised Gail even gave you $3000. You deserved nothing....

Gail love your show! Your books amazing too. Great personality and truthfulness in the way you work.

If your ever out west (Rocky Mountains) please stop in for a chat and coffee. Me and my girlfriend love your show...oh yea and book!

My husband came up with a great idea re:coupons. When we use them we take the equivalent amount of cash and put it in our "coupon envelope". At the end of the year we count it up and it's amazing how much it adds up! If you just have the coupon taken off your bill you never notice it. But if you put the actual cash aside, and don't touch it for a year, you'll be stunned at how much you have (in cash)!

I just watched episode 6077, with Ivy and Carson. I found myself fuming through the whole show. I don't know how Gail tolerated their rude, ungrateful, ignorant, arrogant behaviour! My list of adjectives could go on, but you get the picture. Why do people ASK for help and then question the expert advice that they receive. The final straw was their immature reaction to Gail "touching" them - they really need to GROW UP!!!

Ivy and Carson- wow, i cannot believe them, they were acting like children!
Totally ungrateful

Love your show. Education is great. Just watched the most disturbing episode of the guy that was "never wrong". That guy is whacked. I hope the wife gets out alive (literally). That is a very dysfunctional relationship. She seemed to want to make it happen by he was out to lunch.
Gail keep helping people
Thanks

TIL DEBT DO US PART VIII - 103

"WOW FACTOR". Hey Sam wow is right. Watch that episode 10 times and then think about it.

You said not leaving your house isn't an option. Soon you won't even have an option, it will be done for you. I feel bad for your wife and kids.

Embarrassing.

Oh my gosh, I just watched the show about Stephanie and Sam. Gail, what happened to that couple? It was such an upsetting show that it left me with goosebumps.

I love this show. Gail is down to earth and connects extremely well with the couples and the viewing audience.

I understand this show is for couples, but do you think you could focus on single people who are in over their heads as well?

I'e started my money jars!

Looking forward to the next epsisodes!

Yes, the couple that Gail had to walk away from was depressing. He is so stubborn. I believe he loves his wife, but his loves his way of thinking more. Very sad. So happy that you walked away Gail...it gives validity to the show.

Dear Gail
Thank you so much for what you do. I watch your show all the time to help keep myself in check! I'm so excited as I'm working on becoming debt free in 1 year!!!! I'm a single mom working full time plus i started my own business in 2008.
I know I can do it....
You inspire me everytime I watch you!!!
Wish I could give you a big hug to thank you!!!

Gail,
Your show is great!! I watch it faithfully - one thing I would like to see on future episodes how these couples are doing a year or two later - if they've managed to stay on track financially and paid off their debt or have they fallen off the wagon and accumulated more:( Something to think about

Dear Gail,
Sometimes I wish you'd come west and give us a hand out here. The fact that you have gone 8 seasons and still can find people who need help and are willing to go public says a lot about how many of us are in debt, lost and confused, and can't find their way out of the money maze. I've been trying to follow your model but I can't get my husband on board with the idea. Well, who knows, maybe you'll find your way out here.
Thanks for the show and the books, I hope more people follow your advice.
Diana

Saw Saturday April 3 episode with Carla and fiance. In general I respect Gail's advice but in this episode she failed big-time. The fiance was compulsive gambler with about 60K in gambling debt. After Gail says "you can't gamble again", then tells him he needs extra job to earn some cash - - he instantly is on phone and sets up job as a dealer. And Gail acts like thats fine. Thats like telling alcoholic that working as bartender is fine. No, it still gives him "high" of gambling and one day he will go to other side of gaming table. Gail missed the boat here.

I watch your tv show often and always say the same thing, "How can these people go on this show and expose their financial problems to the world?" I realize the $5000.00 giveaway is a big incentive, but I could never expose my REAL life to the world OR worst, my friends for that amount of money!
I would love to get your help, but again no tv appearance!!!!!!!
I was wondering if there could be a calculator program on this site where one could access it and then get some suggestions as to the best way to help themselves out of debt. I hope this letter reaches you Gail!!!

Hi Gail i just wanted to say that you have taught me so many little things about money that is helping me rebuild my life. I think you are a very fair and smart person. I really enjoy your show.Keep up the good work. Beth

TIL DEBT DO US PART VI - 6066

Musicians Valerey and Alex.

Ok I'm confused. How can someone who claimed bankruptcy (Valerey) and Alex who's in consumer proposal, so a couple with no ABILITY to have credit, overspend $1100+/month? If no credit where is the money coming from.

Hi Gail...Absolutely love watching your show. It's a real sad thing that people get themselves in debt. Why?! I think it's all about keeping up with the Jones', what will people think, I just got to have it, and the bigger the better. People should realize that it's easy to live very very comfotable with what you need!! Your jars are a fantastic task for people to try. I have a friend that has been doing the jar thing for over a year now and wow!!,she has saved $. She can't live with out the jars! Me and my partner of 20 years got out of debt when we met and made a HUGE promise to each other to never get there again....and we haven't. We had and still have priorities in life and we live very comfortable and have a great life. I wish all singles,couples and families that do have a debt watch your wonderful educational show and get out of debt to make a better life for themselves. You are a great help and inspiration to many people. Thank-you for being you!...love your laugh,your smile and your comfort you show...xo

I would like to say i watch your show as much as i can and am going to purchase your book. i am not in debt and cannot thank you enough because your show has given me such great advice on what to doand i feel that with this advice and can prevent myself from getting into the BAD debt situation, thanks so much you truly are a saint!

I would like to say that my wife watches your show and would purchase your book if given a chance to. Your show may have adequate advice but in my house hold I would have to say that it is a hinderance and if I could block the show from coming onto my television I would. Ever since the first episode my wife has seen, she has decided that our household is in terrible shape. Even with over thousands of dollars that we have chosen not to spend and allow to grow.
Just recently she noticed that there may have been some over spending (for minor renovations for the house), and what did she do? She decided that we have to have 200 in cash and were only allowed to use that for Fuel and food - no other expenditures.
Gail, you cause stress in my household

We love the show. Only suggestion: at the end of the show, do a six month update. Other than that, excellent and informative.

I love the show but im confused with the numbers you put up at the end. When you put the savings at the end of each episode the numbers just seem a little high. The one i just watched they put away 450 a month and in 20 years you said they would have over 300 thousand dollars. Now 450 a month for 20 years is 108000. What program are you putting the money into that your making over 200000 dollars interest on a 108000 principal?

Hi,
does anyone know how I can purchase a DVD of the show? I want to show it in my grade 12 class, since we are working on budgeting!

Thanks!

how much money in jars?

Hello,

I love your show and have started to do the things that you suggest to manage my money.

My problem is that my bodyfriend moved into my house with me two years ago. We are getting ready to get engaged and it terrifies me. My boyfriend has awful credit. He owes money to everyone. He makes a little more money than me but lives pay cheque to pay cheque. I do this as well but it is becuase I am paying off debt and saving money. He does neither.

I am scared to get married to him because I don't want his debt to become mine. I don't even think he has told me about all of the debt. I am guilty of not asking becuase I am scared of what the answer might be.

Since I have such good credit he always tells me to go to the store and get this and that. I am guilty of buying these things even thought I use credit to do so.

Please help me.

Hi,

I love your shows! Very imformative and encourages me to save and not spend.

I need some advice. Any suggestions would be appreciated.

My bf and I are in a common-in-law relationship. I currently own the home we are living in. He is currently trying to pay off his debts so we can move on with our lives together. I have been saving some extra money and was wondering if I should:

1) use it to pay down mortgage
2) help him get outta debt
3) save it for downpayment for our next home together

Please help me! Thanks,

Hi Gail, I was wondering when you tell people how much money they will have saved in the future do you discount this value for inflation?

Please help my friend!!! She is in the middle (5yrs) of a divorce, the finances are figured out and she is in the dump alone, caring for her mother with 3 kids!!!! She lives on credit and can help others but not herself!!!

I am so impressed with you Gail!!I've watched you every once in a while when I pass the program and have time to visit.Today I watched the last 10-12 minutes of the episode with Ronald & Vivian.What a joy to see the end and Ronalds heart open to you and eyes almost tearing up because of where you and your team brought them to!Now yhey have HOPE!! Thank you!!

dear gail: my son dustin needs help,he is 20 yrs old and indebt past his eye balls.he has credit cards maxed out ,he owes on his rent and alot of bills.he does work ft and makes pretty good money,but he has no idea that bills must come first,i have helped him out quite abit and i cant do this anymore help my son with some good advice

hi gail, would you know any free coupon sites ? and not ones that make you fll out all the scamming offers !!

Dear Gail,
I caught the end of one of your shows tonight and was so envious that someone could have someone like you to get them going right.
What do you do when you have had a financial adviser and a bank loan officer that you should file bankruptcy?
We have been struggling for so long... we have tried to avoid the 'b' word. We work and work and pay and pay and still we are in over our heads.
We are not a young married couple just starting out. We are in our early 50's and desperate to change things around for us.
What do people like us do?

I love this show. I wish I had watched it before my divorce. I use it to learn as I go forward. Keep up the great job. It is incredible to watch these personalities. The advice is awesome, reasonable and generally on the money!

this show has helped me relize that there are those out there worse off then me. We have no debt but are struggling to survive. Things were great till my other half fell ill. Now our income is half if not less then it use to be. times can be hard and things can get very tight but remaining out of debt has been our saving grace. If we had any debt right now we would be so screwed.This show has taught us how to live on less but still save for the furure.

Just wanted to say I love your show, but I wish there was some focused on us single parents. I am a single Mom of 2 that was never taught to budget or plan....but I think it is getting better. Watching these shows is getting me on the right path, I guess you could say that you are my mentor when it comes to finance!
Thank you and if you ever hit the single sector.....
Cindy

So, how does a person get your undivided attention?

I have not seen but one episide (quite some time ago) where you helped an airline stewardess who was single making $6000.00 per month make her $1500.00 rent payment.

Do you ever help single MOM's?

I am writing on behalf of my daughter.

She is divorced (5 yrs.)with three children.(12. 9, & 6)
With a small settlement, that she got when she and her hudband split up, she parlayed that money into several houses, and a lot of money, in this volitle Canadian housing market.
However, she is building what she says is her last house. She has $40,000 in debt outside of her $325,000 mortgage, $30,000 of that is credit card debt!!! Last year she had to take $75,000.00 out her home equity to pay off all of her (credit card) debt.

And it's back!

She just won't stop spending money. She was commenting that she had no money, yet when I visited after the weekend. ALL of the kids had new clothes. I have told her, she needs to continue building and selling houses, because she spends twice as much as she makes each year. She makes a good living. But her spending is out of control. She doesn't need to be on your tv show. She just needs someone like you, to show the reality of how she lives way beyond her means.

Please can you HELP!

I know this is a blog. But I don't know how else to reach you personally.

Desparate,
MOM

I would like to take this oportunity to thank the tv show. For starters we had consumed a horrific amount of debt due to the fact my husband had a terrible divorce and a lengthy court battle with his ex. The amount seemed as though it was over whelming. I came across the program. I thought to myself after watching a few episodes there is the key. I applied all of the information and the debts were quickly demishing. If it were not for this program I would not feel the sense of freedom of debt. Thank you so much for the info. Sincerly Flo Van Graven

In the episode "The Young & The Clueless" they had a student loan of $9,000 and they were paying off $23 a month. You said that the loan would last forever, but interest would be $1,600,000. If the loan is forever why would the interest stop at $1,600,000? Would that not be infinite/forever as well or am I clueless as well?

I read the article on credit score and helpful, but be careful. Some of the information on how credit score is calculated is incorrect. Been in finance for 25 years and too many people comment on how credit it scored and they are wrong.

to add little more, I've taught many classes on credit management and understanding credit scores, would be more than happy to discuss more on class and how I can assist. My goal is to teach students before they go off to college !!
Thanks Ron

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i love your show. but i would love to see an episode with a single mom and how to get to a point where she doesnt have to stress about money all the time

I watch one of your episodes and want to say thank-you for one of your comments that you made. Your commment was "if you don't make time to work how are you supose to make money". I run a partime Dayhome, work in my salon 3 nights a week and work for a company making hair barrettes. I love being home but find it to easy to spend money when I can come and go as I please. Is there a pie shape guideline chart that has % of what you should spend on this website.

Hi Gail,

Since the first time I watched your show 'just out of interest' I've been very impressed how you teach people to handle money, the kind of lessons schools should teach young adults.

I'm writing on behalf of one of my best friend/roomates from college, who has recently become engaged to my husband's best friend. They live in Ottawa with two other friends. The number I'm aware of is 10 grand in credit card debt. It's so bad his credit card has been frozen, or whatever the term is. He has manager experience but changed from working at a full time job to seasonal so is now out of work for the summer and due to the recession, is having poor luck finding employment despite my suggestions with links to job opportunities in his area he could easily do. She's a certified pet groomer and has much experience working with horses, but she's had lousy luck with employers either due to her not being able to deal with certain stress that comes with any job, disagrees with how things are done, and has since flat out stated she's sworn off working for another business because her experience has been extremely frustrating and disappointing. I'm not making excuses for them, simply stating what I know as fact.

Furthermore, what concerns and irks me, is she's stated they're so broke they can't afford toothpaste, are being threatened to be kicked out of the townhouse due to not being able to pay rent, yet they spend money monthly on an online game that can run as high as $70 for 6 months. It might sound cheap to some, but for a couple who want to get married next year and can't even afford toothpaste and have to mooch for food alone, it's ridiculous and they both need a reality check.

I love them dearly as friends, so if you could help them in any way, please feel free to contact me for any information you need.

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Till Dogs Do Us Part

They should have gotten 0$ !!!!!
I mean really.

Suppose both people in a relationship are in debt. Person A owes $90,000 and person B owes $30,000. Person B can pay their debt off in less than a year by living at home with thier parents, but person B does not want this. Person A and B are in a very serious relationship, but Person B is more determined to pay it off ASAP. This will mean that person A will have to forgoe her career and find somewhere to live. What should A and B do????

Hey Gail, watch your show regularly, I had an idea, could you do follow up shows on some of the couples from past episodes, so we could see how they are doing and if they are still out of debt?

I love your show so much! I can't get my husband to get interested in the paper part of it although he watches the show with me every time. I am getting my own bank account! This is a big step for me, hope it the right one. Thank you for giving the viewing world help, you are one great lady!!!

On one of the shows you asked the woman what would she do if her partner upped and died. Please reinforce it. We had $140,000.00 in 1994. Thought we would have lots of time to build on it. In September I will be using that last of it and trying to live on survivor benefits until I am 65 next year. I feel hopeless, no husband, no money and no idea what to do. Got any ideas.

Hi,

Can you do a show where the couple's income is partially based on tips and gratuities? I'm a waitress, and I find it so hard to create a budget when I'm never sure exactly what's going to be coming in on any given month.

Thanks!

I adore this show. I am a saver..and have zero debt and have not ever had a debt in my life. I think the area you dont cover, is like how about no cell phones(or a basic plan), or no Cable(basic cable), or no internet(hello..even dial up..is cheaper). I mean this is where lots of people waste money.You have to deal with these "fun" cost too.

Dear Gail

As of Early this Spring my spouse and I are no longer in debt, Things were headed in a really bad direction but because of some rude awakenings we were forced (thankfully) to face our money problems, With the unfortunate passing of my grandmother there was a fortunate wealth I inherited that paid of our debt. I now struggle a great deal with trying to budget on a monthly basis and want desperately to learn how to live on cash, save for retirement on one income and with small children. Currently i am pregnant with our forth child (last child) and we need a new vehical by november. I have extreme anxiety when i think about it because up till now we havn't had a vehical payment in forever and I just don't know how to budget to save up for the vehical and then payments every month. I watch your show so often my kids know who you are and what your all about, thank you for providing practical entertainment, if there is any way that maybe you could do a show showing people how to figure out what amount of $ for each expense and how to live on cash and save that would be greatly appreciated. Please Slice educate me somemore

Mother of 4

HI GAIL I LOVE YOUR SHOW I NEED YOUR HELP HOW CAN REACH YOU PLEAS E MAIL ME THANKS

My daughter (age 11) and I watch your show all the time. We have learned alot of little things that can help.

Yesterday while grocery shopping, I explained to my daughter that I buy in bulk for those items that are on sale. Janelle asked how could we afford to buy bulk if I was to keep to the $125 budget per week. I explained that I don't keep to the budget as I buy 17 pounds of lean beef at $1/lb off sale that will last me 8 wks. I try to keep our suppers at $10 for a family of 5. It is breakfast that I can't keep under $10 for 5 people. Any suggestions??

We look forward to next season.

Hey Gail, I must start by saying that your show is really great. Its very nice the way you teach couples how to save money and reduce their debt. I am 22 years old, male and a recent graduate. I would really like to be your assistant. Please do msg me if you need one.

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PLEASE, PLEASE, PLEASE do some up-date shows!! Where are they now??? Did they follow Gails advise or fail. PLEASE.

Have watched your show a few times. Love the tough love attitude, but, is that cursing necessary?

I am from Hong Kong and watched your show on Discovery. U inspired me to live on cash from the jar. I have 10 different jars now for different purposes. Hopefully it will work out in this part of the world too.

Thanks Gail

I love your show - watched the one were the grandparents are raising their granddaughter/daughter and you asked her what happens if something happens to her husband, the wife got upset - my husband and i have been married for 31 years and 3 years ago he was diagnosed with early onset of alzheimers at the age of 59 so not only does divorce or death happen but other things happen - we are in trouble with our finances - have the house going through repairs to sell and also our RV that we bought for our retirement to travel - so when you speak of something happening most think about death and divorce but there are other thing that get you - have gotten alot of tips by watching you show - keep it up
heard you are not doing the shows any longer please say this is not true as there are alot of people out there that need your help and I am one of them

Gail: I absolutely LOVE your shows - I'm addicted!-ha! I am managing on a fixed disability income - but my 19 and 21 yr. olds just don't get it! Will you come and talk to them? - or go to university/college campuses and drill some sense into these guys. I need HELP- I'm trying to teach by example-> to no avail.
Thank you and keep on trek'in - it'll be sunny when there's money! - p.s.check out the "blue zone"where people live longer - always mentions a good money source/health choices/services/...BINGO! you win the Prize - God bless you! I.

Can someone sort out some confusion??? I recently watched episode 34 with a couple Edward and Gillian. They had bought there FIRST home fully furnished. I have recently seen the same couple on the show Marriage Under Construction in which they bought another completely different FIRST home...............!!!!!!!!!!!

Gail, I was watching last week and the couple that you were dealing with, the husband had already filed for bankruptcy and the wife was doing a proposal. I'm sure that I heard you say that while you are in bankruptcy you are not allowed to have credit. The laws might be different in Ontario, but in PEI (where I'm from) you ARE allowed to obtain credit as long as the creditor knows that you are bankrupt, and it is up to them to decide if they want to risk lending to you or not.

I have been so grateful for the things I have learned from the show. Since my husbands death 3 yers ago after a long and bravely fought battle with Sarnovial Cell Scaroma Cancer. We lived as many ways to pay the medical expenses and the car repairs as possible . I have given up credit cards unless an emergancy. I am really interested in how to set up the files I need to. I have seen you have people to do office in a box is there a place to get how todo this so that can put thatt part of my life and the ife of my disablied child's life in order.
Ihope that you will have someone contact me or announce on the show how to get your helps. God BlessYou, for doing the great service that you do. Glenda Springer

Gail! Im a student, and i wish you had a show about preventing debt, or dealing with debt that students go through, since debt from post secondary education is such a large leap from not having any debt at all.

I wonder if Stephanie (from The Wow factor episode) left Sam or if they are still together, anyone know?

Thanks Gail. My husband and I use "the Jar" well envelopes :) and we managed to save $1000 in one month. We have very little debt but "the Jars" just seemed so helpful and easy! Thanks for the great idea!

addicted to this shoe! love gail! how many people are on the show just to get the 5,000 dollars. i've seen some real jerks on the show

Hi.
I watch your shows every chance I get. I'm finding it difficult to apply the principles in my lifestyle. How would I be able to gain your insight into my situation. I'm a single mom of 2 on an extremely tight budget. I have accumulated high debts just to put food on the table. I find myself in a cycle of paying my minimum payments on credit cards and having to use them before the next billing cycle. I don't expect my situation to change for a few years as my youngest is 2 and I don't think its even worth finding work if I have to pay a sitter. Please advise.

(Note: personal info removed by blog moderator for security.)

hi Gail
enjoy watching your show
but i have a question why dont you start a show where you help people stay out of debt right from the start iam a single mother of 4 and looking for options to invest my money but have no idea where to start i wouldnt mind being rewarded for smart choices instead of watching people being rewarded for stupidy

I would just like to say that we're a very frugal family and what I like best about this show is that it answers all the questions I've been asking for years like:
How come we have two white collar jobs and WE can't afford to send our kids to a 6,000 dollar camp? we've never been to Guatamala? We can't afford a new car?
I used to feel like a loser because we couldn't buy all this stuff and all these other people could. Until I saw the family in our development that goes to Disney twice a year get foreclosed. Until I saw the family that's "addicting to cruises" get foreclosed. It's good to see the stupid people on your show living beyond their means and realize that they can't afford it either!

Dear Gail ,

How can you come to our house and solve our problems ? my husband does have any idea about saving money . I need you so badly so that you could convince him that we can save money with 110,000 $ salary each year and no baby yet .

please answer me !

Dear Gail,
just had to write and tell you how much I love your show..I make sure I never miss it..

Help!!
I did not realise what my husband and I are doing. And now we are really depressed.
I just watched an episode that the guy just exsited and did not pay anything and thank god the girlfriend is getting things in shape befor she goes into a financial relationship.
I did not do this and now we are in the worst situation that I have denide for three years.
My husband thinks he dose enough...but he dosent have a clue and everytime I try to bring it up he shuts down.
I am no saint either because I don't know where to start.
Your programme really gives me insite. but, I think we need to go pro because my husband dose not hear me. And, if we split up I will have to pay alimoney and he gets half my pension. So, why should he do anything he has it made.
Help
v

I have been watching our show for over a year now. My son put me onto it. I found it amusing and some episodes quite unbelievable. I decided it was time o try out some of your suggestions, namely the "Jars" I personally find parting with cash diffucult and debit far to easy and a challenge not to overspend. It really is quite amazing when you go to the store with cash only how careful one is not to overspend and not impulse purchase.

How does one obtain advise from you?

Thanks for a great show. Looking forward to Princesses

Retired

Retired

Would love to see some follow up shows to see how people adapt to their new ways

Love this show!! good advice, brings things into perspective!

I would love! love! Love! to be on your show we are newly weds and we need Help how could we be on your show?

Hi Gail. I have been watching your show for a while now. It all makes sense of course. My husband and are in debt as well more then we ever imagined. We are selling our car we've made up our minds it's a very hard decision but one that we had to make. Thanks for all your ideas on how to save now and play later.

Gail, when does the new season start on slice? I have seen all the past episodes and I'm carving for new stuff from GVO. Please let the fans know.

Great show, how about a follow-up show showing progress a year or two down the road.

Was watching your show the other night. Saw the couple going through their house trying to decide what was a need and what was a want. They were going to sell the items that they didn't need. I am currently getting things together that I don't need so I can sell them to pay off some debts. I am really struggling with one item. It is my fine china. I don't need it, most of it I have never used, and the rest I have rarely used. The problem is, it is an item I would like to pass down to my daughters and that is why I am having a hard time deciding what to do. Also what is the best way to sell fine china?

Hi Gail,
Love your show. I use Visa, don't carry a balance, but still get "points" every time I use it. I just cashed in a few thousand and got gift cards Hudson's Bay who owns Zellers. Zellers sells groceries. When my gift cards arrive, I stock up on non-perishables. Just a thought...most of the people on your show use credit cards to excess. What do they do with their points? Could be using them for groceries, gas, and gifts.

Keep up the good work,
Donna
PS Just one little quibble...when you show currency for upcoming marathons, etc., why do you show American currency instead of Canadian?

I love the show because of Gail however, it makes me sick to see how people can be so blind folded into their own reality (or not?) complaining and looking for pity about their money problems that THEY have created by their own immaturity and stupidity. I do not like the fact that they get 5000$ in the end if they followed Gail's advice...to me, this would be the same as rewarding a kid that have done something wrong.

They should donate this money to a local charity instead of just giving it to those people *Sigh* I myself, never have used a credit card in my life and have no debts as I do have discipline and like Gail says, it all that it takes. I make sure that all my bills, mortgage etc are paid before play!

They are lucky to have you Gail! good job!

I just saw the episode with Julia and guy. She is a sharp young woman with a lot on the ball and he is a childish little boy that is not ready to be a real man in a marriage. I hope she takes the advice to protect her finances and the future of the little girl. And if he is going to be childish and irresponsible then he can continue with his childish ways but that does NOT include enjoying her very nice charms. No,that would be for a real man who steps up and takes care of his family and respects a fine and grownup woman like Julia.

hi gail. i just wanted to say that i have just recently started watching your show. i love it i have been learning so much. but being a single mom on a single income i find it so hard to survive. i wish you could come and help me i could so use the kick in the butt you give these married couples. your show has inspired me to seek credit coucelling so i don't run any longer from creditors. thank you

I was wondering if using a service like a debt management is helpfull , I am at the end of my rope and have been spiralling in dept for a few years, and i cannot seem to get out of it. last chance debt management service ,and help with fincial planning, i have 2 jobs and still struggling to make ends meet. any advice would be helpful.

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How can I get the Budget Work Sheet you do on your show. I just started watching & it's true how easy you can get into debt. I would like to try it out, to see if we can get out of debt quicker. Thank you.

God those dog ppl were sooooooooooo annoying!!!!!! why do ppl get so defensive when they are the ones wanting help...and why wouldnt you do the work!
i have 3 dogs...love em to death and would never spend that much!!!!!!! love your show gale! you do such a great job!!!!! watching your show just reinforces how dumb ppl are with their money!

I NEED HELP PLS PLS PLS HELP ME
i think we are 20,000 in debt but im sure with you i can realize its more. pls help we have a child and lost our home already and are down to one car that is losing oil daily

Tina Inman

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after losing my job after a yr and now back to work , I have gone to credit counsillor and he is charging me quite a bit to clean up my finances
My question to you , why do these credit counsillors charge so much
Thank you

I watch your show, all the time.. I am so impressed . To know that you can also . help people on low income... with there finances... you do a great job gail. keep up the great work...to bad you were not close to my daughter.. she could really use your help

this week i watched a episode on a doctor and wife and thier debt, and one thing that caught my attention was Gail suggesting was consolidation of debts. I agree that in some situations that it is a great thing for when you buy income properties ect But NOT NOT NOT to help ease the interest on debt. Consolidation would only free more income for more financing, and these people who were so into their stuff will, in a little while feel the urge to buy buy buy, putting themselves even further into debt without a realizing it. Also put it onto their mortgage with a falling housing prices not a great idea. I would have sold the house, take that money pay off some higher interest debt and buy a more affordable home that fits into a budget well below your means. As for the other debt, talk to your creditors to see if they can lower the interest rates a bit so you are able to pay it off faster.Gail you seem to know what your doing but enabling them to continue with the couples bad case of stuffitis seemed to have not crossed your mind.

Gail:

I think you are amazing. I live in the U.S. Do you ever come here to counsel couples? I am retired and need some serious help.

I am a mother of three, I come from a very tradition money minded back ground..if you don't have the money you can't buy it.Over the past 13 years my husband has bought many items on don't pay for 6 to 12 months.In the begining we always had the money in the bank, but as time went on he convienced me we will find the money or we will refinance our home. Our children are given money when ever they ask and I get angery with him because I feel they need to earn it it get it(through chores are babysitting helping around the house)My fear is we are not teaching them any money sence in how to save up for what they want and work for it.It would be wonderful to see a show involving the whole family.

Hi Gail,
My husband and I are big fans of the show. We are nearly debt free (only student loans remaining) and we are making aggressive payments every month (using no more than 10% of our income for debt repayment of course).

We have 2 questions for you:
1) We want to have our first child in the next year or so but I'm really unsure where to start in the financial planning process. Most of my coworkers have kids and offer great parenting advise but they are much more comfortable taking on debt than my husband and I are. Where should we start?

2) We are also saving up a downpayment for a house (with a 3 year target for the purchase itself). When you say on your show that housing costs should be no more than 25% of the household income, do you mean gross dollars or net dollars?
Thanks
-KJ

Just watched Part VI-6073 - Gambling (2009). I strongly suggest you check with the provincial gaming regulators regarding the legality of Chris taking $1 per flop as dealer for his in home poker games. The Criminal Code of Canada makes 'social clubs' of this nature illegal. VDB

hi Gail i always watch your show and be inspired and share every single thoughts to my husband. We got married last year September 2009.After we got married he was layoff from work and after our wedding we got into a car accident.it took him 5months to get another job and unfortunately he was layoff again after few weeks.And he is recently employed and he was told the that he will be layoff againearly next year. and just lately we had a car accident again , this accident cause to missed for. i relly need you help in able to budget and learn to spend our money wisely.i dont want to lose our townhouse and our car.
thank you so much

help us please!

Gail, I love the show, I grew up with no money and parents that did not put anything on credit. I was taught if you want it save for it with the money you make from your job. And by the time you save for it you really usually do not want it anymore, but you see the money accumulating and it motivates you to save more. Money is very important to me, it equals security. I get panic attacks watching these people on the show and this disrespect for money. Has the world gotten this selfish and self-centered. I do not know how you do it, I would slap them all in the head. :)

Hi Gail,

I love your show! I respect your sensible advice, and no-nonsense approach.

Do you ever film episodes in Alberta? I have friends who are in dire need of help. Four years ago, they were 100K up, and now find themselves over extended and their house in foreclosure. You could really help this couple!

Thank you,

Kim

Hey Gail, please donot share with your viewing tv audience this event. Viewing the show Oct.3, Sunday morning the second couple on the show, the husband letting go of the dinner his wife cooked for him at your request.
I didnot need to see that, it really gave me a bad day.

Hey Gail,
I LOVE the show and I've been watching it for some time now! I'm only 23 and think that one of the main reasons I'm in such good shape with my money is because of you.
I have been contributing to RRSP's for a while now, have a savings account with a safe amount of money in it and my husband and I also have a "house fund" with a good amount for a down payment on our future home.
To this day I still can't believe how some people can be so blind with their finances... it's scary really.
Again, just wanted to say you're awesome and keep up the great job you're doing on the show!

Gail I have been reading your articles for years and faithfully watch your show. Everything you teach is commen sense and practicle and it works. Keep on teaching us gail its needed. I espeacailly enjoy the princess series. so many out there today. Lots of young men are princessess too.

Gale and Co-Workers
Just wanted to thank you for the wonderfull show you produce. It ranks up there with Dr. Phil, Dr. Oz and Oprah in my book. You have shown thousands of people the way to a better life with your money jars,self disciplne expectations and faith in their own abilities. You are truly an asset to Canada. Thank You. Keep up the good work

HELP!!!!!

IM HORRIBLE TO WITH MONEY AND NEED HELP IVE CLAIMED BANKRUPTCY 2 TIMES IM ALSO PLANNING ON BUYING A HOUSE WITH MY HUSBAND TO BE AS WELL TRYING TO PLAN A WEDDING WITH NO MONEY I REALLY REALLY REALLY NEED HELP!!!!!

I have never been moved to turn off the tv while watching this show like the bubble headed bleach blonde clown Simone's offensive attitude has moved me to feel. She is the personification of all that is wrong in North American instant gratification society. the failure of the banks and real estate market are directly due to attitudes such as hers.

Her comments about "sharing an elevator????" This woman needs a serious dose of reality. I'm sorry for the harshness of this message, but as someone who has worked with people living in those buildings due to life's unfortunate surprises I am personally offended by her comments. Does she not realize that if her husband was to suffer a serious illness landing him on disability his income would drop to about what the minimum payments for her spending equal?

No one "deserves" to live like a queen and no one has the right to look down on others.

And might I add that at least the people living in those buildings have the intelligent to live within their means.

I would like to see you as the Prime Minister of Canada. I mean this seriously. You could benefit the whole country by taking basic economics into the civil service board rooms and setting some correct and meaningful priorities.

I love this show, watch it all the time and i'm only 18. Haha. But I find that shes only helping people with little debt. I have yet to see an episode that has a family with debt like my parents, $300 000. I would love to see a show like that so I could give my parents some helpful tips because they need a lot of help and I want to help get them out of debt.

This show and Princesses is just another example of the fem. contolled government giving money to women for irresponsible behaviour.

Dear Gail,

Thank you for coming into our homes to provide vaulable information on such a sticky subject... money and debt. I watch your show faithfully and take a lot from it. I just wish I could gvet my husband to watch! I was lucky enough to have parents who tought me well but no everyone is as fortunate as I am and that's where you come in. As a former debt collector I believe everyone should watch your show. Your advise is 100% dead on and your approach to helping people is the same. I love Princess too... these women definately need you! Thank you for helping Canadians be debt free!

I watch the show fairly regularly and even though each episode have a sameness about them, I still end up yelling at the financial morons on the TV. Really, I should stop watching it as it drives up my blood pressure.

This the first time I came to this site and of course did not take the time to read all the comments so at the risk of repeating the comment, I wish Gail would revisit some of these couples a year later to see how they are really making out.(I have never seen that happen). How many are really applying Gail's principles and staying on the financial straight and narrow.

Gail, how about you get these people to go around and apologize to the people that these "Princesses" shoved their lifestyle in their faces. These people go around and say "look at me with my clothes and fancy trips, I'm successsful, you don't have this stuff, you're a loser"
We can see this pompous asses didn't pay for it, but that didn't stop them from feeling superior and stuffing in your face that they have all this stuff.
I feel no sympathy towards these people. Did they give me sympathy when I couldn't afford the fancy clothes they have? Did they go poor dear, can't afford it, no. They laughed and mocked.
Go ahead, gail, you don't have the guts to get people to do what they should do.
I know why there are no follow up shows because these people don't keep up the budget and go right back into debt. The only thing that has changed is that they get 5000 dollars for free. Taxpayers money, Go get another grant.
Hey gail, for 5 grand, I'll stand on my head in jail for a month.
I'm sure when we retire, I'll get taxed more because I saved and I'll have to support these losers who have been mothered all their lives, 1st by mom,then Gail, then by the state.
Of course, I'm supposed to feel sorry for them, right?
Gail, why don't you and the gov't give my money directly to losers to buy shiney things. We could cut out the middle man (big banks)who get all those interest payments and bad debt tax right offs, but we can't have that, can we?

I saw your show for the first time tonight. I was actually appalled at the couple on this show. Where do they get off thinking that they "deserve" all this stuff. Their selfishness was beyond my belief. But what really got to me was the fact that they are getting potentially $5000 to basically "do the right thing."
I retired 2 years ago after working 35 years for New York State. In that time, I was never late on a bill once. Not once did I bounce a check. And I probably haven't paid a credit card finance charge in 10 or 15 years. The last time I had a car payment was about 10 years ago.
Not once did anyone give me $5K for this. I am sure that these selfish people give you ratings, but I resent rewarding them for bad behavior. This is why this nation is in the shape it is in.
Oh, and by the way, I'm living in Hawaii in a condo that I put well over 20% down on. My mortgage is my only debt. Thank you very much.

I think your show is great! I wish you program was taught in our schools.. Thanks for sharing your knowledge.
GBY!

Princess, 40 yrs old, blonde waitress.
Perfect quote "hasn't found her Prince Charming yet"
Plan A- find a husband to pay bills.
Plan B- cry to dad. get 25000 in stock
Plan C-cry to daddy gov't (Slice net.)

gail, she had 25 debt, 25 assest, broke, not in debt, but 5 grand towards her?

at age 40:
plans-condo, trip to Eur., retirement fund.
All in 25 years (like she said, its a longggggggggggg way off, yea right, good attitude)
You should have told her to grow up (she is FORTY, you know)she had her fun, now time to get real.You have no trouble telling men to grow up.

I'm sure we see her on another Cosmo, HGTV, Slice, Viva, Family,Women, etc show getting more sympathy.(And $)
Or we'll see her when you do the show where 65 yr olds don't have money for retirement.Better give her 10 grand this time.
I look forwward to blowing my savings right before 65 and then asking the govenment for help.
Oops, sorry, I'm a man, that doesn't qualify me.

I have loved your show for years, and my status has changed and i would however like to see more single parent families and what they can do to get their feet back on the ground after a marriage breakdown. There are alot of cost and extra things people like myself could avoid.
I am a single mom and have two small boys and yes it is about balance but it is hard when you have no support mentally or emotionally.

Ok, last week there was a couple who were totally clueless. The wife had a closet full of fancy designer bags, tons of "stuff". They only completed one challenge and thought they were entitled to all the crap even though they are in the crapper. I have a few designer bags, BUT have NO debt, paid CASH, have money set aside for rainy days and retirement. They need a 2x4 to wake them up before their house of cards falls down!!

Ok, I been watching this show for months. I've just decided to stop using my debit card. Wow! it's hard. I even tallied the amount of six months of emergence fund. I'm so overwhelmed. Getting out of debt and saving. I need a plan.The bank is getting 42 dollars of intrest every month. What was I thinking?

Love-Affair with Luxury. They had to be probably the second worst couple I've seen on the show. I was kind of upset that you gave those spoiled little brats any money. You totally should of ran from that house before giving out any checks!!!

Hi,
I have had it with money problems, i am in the same boat as everyone else except i owe a lot of money to my mom. in addition to credit cards and all kinds of other things but i guess the thing that bothers me the most is owing my mom the amount of money i do. the sad part is i dont stop i keep asking to barrow money and i guess she feels bad so she keeps lending it to me. my husbands no help he doesnt really see how it effects me. he will get the nfl package and make payments and get fancy phones and all kinds of other stuff but it just puts more and more stress on me. i guess i just wish i could win the lottery and that will never happen because i dont have a dollar to spare to buy a ticket. but all we can do is work harder to pay things on time so we dont get any late fees right? all i know is im glad i got to write something it sure made me feel better and maybe if you read this you to should let it off your chest. peace and love.

I live in the N. W .T Canada and make a good $wage but need help getting my finnances in order. I own a group home with 6 children and 2 of my own. help!!!

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Love your show. I would like to see you go back 1-2years after you gave them a plan and the cheque. To see if they continued or went back to there old ways.

I love your show, I watch it everyday. I learn a lot of stuff from it but my husband dose not want to help me out, I want to do the jar thing and put away all the credit cards and debit cards away so we can live on cash, but he dose not think I can do it, and it has me really stressed out. what can I do. do you have any advise to give me. help help help please.

I really wish that Gail was still helping couples. My family and I are in dire need of her help.

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I watch your show every day and love it. I would love to see follow-up shows showing how the couples did after whatever amount of time you gave them to get out of debt!

I watched your show for the first time today. Wow...I was amazed how people think debt is a right of entitlement and happiness. In reality, debt is a sentence of stress, unhappiness and at times depression. Thank you for show and helping people with their dept and finances. I hope people in North America watch, learn and apply the lessons to their behaviors.

Canada

We are very interested whether people can stay on your plan. We can't get "Where are they now" to play - ?

What % of your couples make it to 0 debt ?

thanks,

great show, we never miss it !

I love your show Debt due Part, I watch all the time even though I am a single women, should have a show for singles as we can crank up the debt for two just as easy as two!

My huge concern is that nobody looks at the elderly, everyone thinks that at 65 plus they have there finances in place but that is not so, our elderly are lining up at the foodbank falling behind on the utilities no longer able to pay their debts and have no additional income it would be a wonderful show to try to reach out to the Seniors to show they are not forgotten in this economic down turn some suggestions and if Bankruptcy is needed to select a senior to go thru the process with..my mom could very well be one of those people. She is a proud 77 year old facing bankruptcy she fears and feels a failure at 77 how awful to live old your golden years with bill collectors calling every day

Please let me know if you would consider stepping in on this project?

Sincerely Brenda Nourry

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My husband and i are not in alot of dept. We are Just starting out. It seems to be really hard to us getting started. We well i cant get any loans or anything any where cause they always tell me i dont have enough credit. What do i do or where should i start.

How do we get on your show.. We need your expertise and guidance!

How do we get on your show? We really need your guidance and expertise to help us out of debt...



sincerely kim jamieson

I just watched the episode where the couple spent 1300.00 a month on their dogs.I watch this show regularly and this is the firt time I finnished watching it and was angry. They were so disrespectful to Gail,refused to do the challenges the way they were supposed to and refused to follow the budget she set up for them to become debt free. They did not deserve the 3000.00 that they got. There are millions of families that would love to be on the show and get the advice that Gail gives and also a chance to get money towards their debt. My family like millions of others suffered a financial collapse in 2008 and I watch the show to try and learn how to dig our way out. I appreciate the advice I receive every week from the show and try very hard to use it in my everyday life. Shame on the couple!!

I just watched the Til Dogs Do Us Part show and obviously Stephanie and Malcolm deserve each other...they are two of the most arrogant, selfish, and moronic people on this planet...each of your true evil personalities shined on the show...reason you wanted to stop the taping...you both couldn't handle seeing your TRUE traits being sad individuals...Stephanie from your lack and inability to listen and take solid advice from an expert...instead you wear that stupid clip on your head as if you're still 10 years old...I guess your brain is stuck in that "It will always be about me" hence why you don't want any children...plus with that attitude you eventually WILL lead your marriage into debt, debt, debt...Malcolm, lord please grow some...from your stupid comment about your allergies and your disrespectful closing comment at the end of the show...you are a weak man and will always be...you both need mental counseling and whatever you two are trying to find in your life...you are not going to find it with pampering your dogs...in my opinion YOU BOTH ARE THE DOGS!...your marriage isn't doing to last and if it does...you both will be old and alone if you don't wake up and learn to respect people...but most importantly yourself.

Hi, Gail
Two years ago I gave my daughter and her husband $20,000 to pay off their debts and get their financial house in order. Two years later they are once again more than $20,000 in debt. I have given them another $21,000. This time I have stressed that it is their responsibility to get it together and that I will not "bail them out" again. They are buying a home which they do have a lot of equity in and I don't want to see them lose it. They have a terrible credit score and can't get credit. They have maxed out 3 credit cards and owe money to a financial institution. They have 3 children, and both work. However my son-in-law continues to use his debit card for everything he wants (not needs) and thinks nothing of putting their chequing account $2000.00 in the hole. He has done this twice. I have always tried to stay out of their marriage, but have reached the end of my rope. They need someone like you to "bring it home" to them. Any chance they can get you to help them?????

Hi Gail, I like your show. But I can't help it that I think a lot of couple's are really dumb if it their finances concerns.
And to me it looks then like you are rewarding them with a lot of money.
We are doing our best to stay out of debt and if we have to go in to it, we try to pay it off as soon as we can.We live on one income (family of four).
We also live on a tight budget every month, but still manage to save some
so why don't you use some of your program time on people who are doing their best to pay down and/or stay out of debt? And give them a little reward?

Gail! I seriously need your help. How does one sign up for a dose of "debt do us part"? Or Princess. (although I don't consider myself one of those)
I am starting to panic that I am a 43 yr old who has not grasped how to manage her finances at this stage of the game. Is it too late???
Not quite sure how to dig myself out.
Jan.

Hi I have a problem shopping when I'm stress or right now my husband isn't paying any attention to me or even acting like I mean anything to him. So I shop to make my self feel better. I have done this for years. How do I stop

I just watched an episode with the wife who was a part-time sub teacher. You had the wife work in a restaurant to learn what it was like to be a regular person trying to earn a dollar. I was disgusted that these people even got $1,000, never mind the opportunity to be on the show! To end it with "ok, everyone get out" is disgusting. There are so many people who would love the opportunity to get ahead, including myself, and I was appalled at spending time watching these idiots. Let's keep up the good work, not waste time on people who are not in it for the long term!

Hi Gail....................Jan/02/11

I desperatly need your help....please ...please contact me to much to even start on here.....please.
l live just north of toronto.

My husband and I just watched your show with 'Guy'. Wow... we never have disliked someone as much as Guy. I mean it's tv after all...but we were really angry at his attitude and we felt that his wife is not being realistic if she thinks he is going to change. I really feel for her, but at the same time she's responsible for allowing him to behave this way which means that she doesn't have much self esteem herself. Sad.

I just watched Julia & Guy for the third time... I can't believe his ignorance and immaturity. Gail, you said some very 'real' things to Julia and I hope for her sake and their daughter's sake that she takes your words to heart. I'm happy that Julia received some money for her efforts and that he got nothing - well deserved! He also said that he would never think of spending the RESP money...which I don't believe. He'd gamble it or drink it away in a heartbeat.

Dear Gail,

My husband and I are early in our careers, and have both found amazing jobs that are well paying for our ages. We really enjoy watching your show, and often spend time afterwards discussing the tips you give throughout them. As newlyweds (4 months married), with great jobs and little to no debt (small student loan of mine), we see there being benefit in you hosting an episode or two which focuses on new couples, or young people who are not in the type of debt that is often shown. Well your shows are certainly eye opening, and often scary realities - we see there being benefit in providing sound advice to individuals just starting out, in an aim of helping people like us avoid major debt.

I find myself often wondering how much am I suppose to save from our income for a mortgage, retirement savings, and savings for future children – moreover, how much should be budgeted weekly for groceries, entertainment, etc. I think knowing the percentages or amounts that should be considered would be extremely helpful. This is the kind of information that young people in our position would find very valuable at this stage in the game.

Our friends and us tend to find the discussion of finances very interesting right now, given that most of us are just starting out, and for us we often reflect on how sound our parents were in balancing their books and want to follow in their footsteps.

I would love to have advice on how as a young couple, just starting out can achieve their financial goals and still be able to be stressfree from money woes.

Kind regards
Brittany

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URGENT HELP NEEDED! PLEASE HELP.
THANK YOU.

Dear Gail,

Hi my friend has cashed in her RRSP'S, disability insurance, and anything else she could over $180,000.00 I think is what she said. They have paid the big bills with it and now have no money left. They can't pay the mortgage payment this month I don't know how much debt they have left but she is at the end of her ability to cope and is so depressed. She once had an amazing marriage and now they don't talk. Her life is falling apart and the only thing I could do was write to you. I gave her your latest book but she has 3 kids and is trying to muster up the confidence to apply for work, a very hard thing to do when you feel so bad about yourself been out of work for over 5 years and your marriage is circling the drain. If you could help somehow without her having to be on TV that would be great. Thank you for your help.

I love your show and think your advice is sound, grounded and achievable. Now we single parents need a show devoted to us! If these ninnies with two incomes can't make it, how can we?

I love the show. I am probably one of the rare people in the world. I don't have any debt except for monthly bills (house payment, insurance and utilities) No credit cards, no car payments. I am on disability and I have been putting a little money away very little. I pay cash for everything. If I don't have the cash I don't buy it.
My question is since I dont have much coming in and no debt to speak of what should I do with what little I save?

Dear Gail,

Thank you for your show. I started watching your show two months ago and I have learned so much. I had no idea about the interest I was paying, among some other money mistakes.

Gail I love watching your shows. I love what you are. Smart, no nonsense and direct. It is very interesting to watch how the subjects respond to you and the challenges.

I have a great idea for another show. Instead of rewarding people who for the most part aren't deserving or too committed to change, how about taking fresh young individuals starting out on their own and showing them how to begin adult hood with a strong start. I have two teenagers, one girl in second year university and one boy in his final year of high school. They are both responsible and hard workers but I still worry about them making good decisions once they are on their own. Being their parent I don't think they would listen or follow good financial advice or at least as much as I would like. It seems to me young people would listen and follow better if that person was an expert and highly regarded as yourself.

There are many smart, young people out there but not necessarily have all or some of the right tools to make sound decisions.

A show about young adults serious about putting a strong foot forward before they make mistakes and fall into the trap of life would be very refreshing and rewarding to watch.

We all love to watch a disaster and see the turn around but try something original on tv.
Give a great kick start to deserving people who really want to start off right.
Sounds boring? Pick young people who are motivated and lead interesting lives or something that the viewer can relate to and get encouraged by.

I would love to see a show that helps people who want the best start in life by showing them good ways to save, spend and live BEFORE they fall into the traps of consumerism and what not.

I tell my kids "It's not how much money you need or want, it is how to live within your means and being very happy and satisfied there.

There isn't a book that I know of that is perfect for the young that shows them basic common sense of how to use your money wisely and make smart decisions about investments etc.

One thing I have learned and I am 45 years old is that common sense isn't common....in the least.

Thank You
Paula

Gayle,

It seems a lot of people seem to find your methods demanding and too much to commit too as you challenge them towards change and bettering themselves! Well, my husband and I can't can get enough of you! We got married a year ago today, and set out a very high financial goal for ourselves:
Pay of just over 23 thousand dollars of debt
Put away 10 thousand dollars into savings

We had never had a budget before we got married, and were used to buying whatever we wanted. For me it was clothes and sushi, for my husband, it was all kinds of camera gear. Well, our anniversary is here, and despite a layoff for my husband this fall we met our goals! Looking back, we also got travel in with extra work we would do to save for that, and even bought a home we are renting out with a down payment gift we were given! We have been blessed this year, but we have also worked hard. Gail, your process works, and it's all about being intentional with your money. I think where your money goes is also a reflection of where your priorities in life are. We just want to thank you for constant reminders to be financially responsible in a consumer oriented culture that makes it too easy to get into debt. Its just not worth it!

Sometime its hard to put the ends meet but when you get your goal its worth it. Saving for how many years at least at the age of 42 and 36 me. I and my husband are debt free house paid, no consumer debt..has savings and almost ready for retirement in the Philippines. Why there is no award or show for people that are resposible that are now became sucessful so that new generation will have a mentor and not following the not responsible.

Hi there! This morning is the first time I watch the show. I am usually at work at this time,sick today. I thought WOW! This could answer all my prayers. We are currently renting to own (for 3 years) and we have put $30000+ in renovations. Now it is time to buy and we cannot be approved. My husband is self-employed and currently owes the government $20000+. On my own I have saved just over $10000 in RRSP's. I have 2 jobs. By myself I can be approved for $190000 but it is not enough. I need my husbands income in order to be approved and not lose all the money we've put into this house. He is extremely stubborn. He wants me to do his bookeeping but keeps his income a secret. I cannot pay the government for him if I do not have access to his income. We have been together for 12 years. He needs help, we need help. We could lose all of this and end up renting again. Do you work in Alberta?

Great show!!!
Ever think of doing a show about people who live within there budget, and try to live the ideas that Gail presents?
having watched the show, on more than one occasion I became frustrated watching people with no financial responsibility living the rock star life.
It would mean a great deal if Gail celebrated people who lived her credo of save and then buy, rather than watch someone who (in my opinion), receives $5000 for living a responsible life.
Thanks for the opportunity to vent,
Bug D

I would SO love to see followup shows of some of these episodes! Especially those who are on the verge of wanting to change but seem skeptical about doing it long term. It would be SO interesting to see these couples in 6 months for instance. Please consider it (if they would agree to it, that is).

Hi Gail,
I'm a big fan of your show, I'm a single Mom with an 11 yr-old daughter,my income cames from ODSP every month, about a year and a half ago moved back at home. Right now I'm thinking about moving out on my own and need some help sorting out my finances. Hope you can help me! Looking forward to hearing back from you soon.
Regards, Angie.

I love your show and have read your book which all inspires me to be more financially stable, but im married to a fisherman. It's a challenge to budget when you're unsure of what the next cheque will be. do you have any tips?

Gail I grew up in a home where budgeting was unheard of. I am almost 50 years old and thanks to some really poor investments we have more debt than we should. I would love to have some help and guidance getting rid of this debt once and for all. I agree with teaching your children young, then they might not be 50 and making poor financial decissions.

Patty

Hey Gail, my name is Suzanne Lamb and Ive only watched your show a few times and I think its GREAT! I would love to talk to you about my various issues, but I know thats not possible so Im going to check out your book at the library and Im sure it will help me.Thank You Suzanne

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Gail,

What advise do you have for finding a financial advisor / planner? What types of questions should we ask, types of credentials they should have, etc. Should we go to a large bank or find an independent professional? We want to ensure we plan more than just debt reduction...(life insurance, RESPs, RRSPs, reno's on house, etc.) Please help!

Hi Gail - I love your show! Every time I watch it, I'm fascinated by how much people spend on non-essentials... and then I look at my bank statement and realize that I am one of those people. With an MBA student loan of $16,000, a new car loan of $7,500 and an idiotic credit card balance of $3,000, I am in need of some of your guidance.

For the past 5 years I have been struggling with student loans and debt, and I really really want to be saving more and preparing myself for the future, but I can't seem to learn how to budget myself.

I NEED HELP :)

If you have time I would really appreciate your assistance
Thanks Gail,
Ashleigh

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hi gail i watch your show when i get a chance, and all the shows that i have seen enspire me thank you.
i am a divorced father of 2 wonderful young ladies,20yrs old and 17 yrs old.i have been paying child support for 16 yrs,1 daughter lives with me for the past year and my other child lives in montreal,i dont have any habits,dont drink,smoke,gamble or anything like that. i only bowl once a week, work and pick my daughter up from work i have 1 credit card that is full,and i cant seem to get ahead, i need help, any surgestions please

Gail, you are who so many people need to hear...and I mean HEAR. Thank you for what you do, and the common sense and wisdom you share. I also wanted to say how cute your hair looks!
Keep up the amazing work. Cheers!

I have watched most of your shows and learned alot, my only concern on most of those episodes is that the people have alot of cash flow.
For instance my spouse and I have two young children, myself being between jobs and my spouse on assistance, we are paying alot for rent,car exspences,
food...
We are living pay check to pay check with nothing left over each month,and is very concerning.
My main point being is to maybe make a couple of episodes with these types of scenerios, where there are people that are finnancialy challanged.

Thanks for the input
Tom

I think Gail should go on Dr. Phil and show the American taxpayer what our debt will be in 5 years if Congress doesn't cut spending....

I think it would be a great show.

Hope this happens.
Connie

I love your show and have learned so much. I just wish I would have known about staying out of debt. I am a 62 lady who is married to an 80 yr old man. We are in debt and no matter how i try to budget i cannot seem to get oout of debt. Please help us. We are on a fixed income and have 2 credit cards, a personal loan etc. Could you please help me to get on a budget that will work for us and get our interest down.
I'm not the smartest cookie in the jar.

Dear Gail & your team of dedicated support staff( by which I mean "those who help spread & support your kick ass approach to reality's impact on people's relationships & money handling choices."

I has made aware of your show & the approach you have to handling common & uncommon situations with people's finances -> not to mention handling the often neglected relationship side of things. ( by which I mean you often read a book on fixing money problems, but there is no mention on how to even start addressing the relationship stressed side of the sitiation.)

Since then I have been watching (advidly) & reading up on your materials ( yay I have three of your books-srry still working my way throu the debt free forever". )
& while catching up on the ones recorded on the pvr trying to match situations of other couples to my wife & I's current senario. lol I really noticed slice networks tendency to air the new couple & getting married or just married type. I even have noticed your changes in attitude to the same ole same ole situation of couples throuth the years - ie 2007,2008,2009,ect I even find myself grinning at the humour of it, & maybe can relate/understand your tone & attitude change. Is that why you are starting into a new type of show? the princess's? a new challenge?

I have noticed your shows hang around the golden horseshoe area of canada, I dont know if you have done any feed back to people in other parts of the country. I often wondered if you thought of having a chain of support offices in your field that arent like the local assistance offices here that charge $$$ for line of assistance you teach.

I am trying hard to piece things togeather from the info you have already put out there for all to wake up an see, but its difficult & note due to my lack of wisdom - money & talking & putting time to do it and a willingness to listen or work togeather is somthing that is somthing of a issue between my wife & I ( though we both are guilty - fessing up to it or even playing the blame game is a common thing)

I am rambling - srry

I guess Gail the main thing is leadership and the wake up call - the third party influence is needed here in our situtation. & I know this may be a shocker but I wouldnt ask or expect of even accept the moneies that you offer people to complete your tasks, this is a situtation where I feel & probably am powerless in our marriage - the reason being that I am majorly restricted by my diseases demands. My wife is the main power- she can do anything she puts her mind to accomplishing & she is also over worked & the main bread winner.- I am injured ontop of things & soon will be returning to work. In the mean time there is alot of strain & stress imposed on both of us by the current financial concern, medical concerns & ect.......
I could give more detail - but doing so would for certain give my identity away, & as Im trying tobe a bit under the radar i have to be careful on some of our details - I am recognizable due to my diseases rarity.


I guess Gail I would ask for help on how to put a plan into action that would force both people in the relationship to respond to the plans demands - ( with out having to be on the show) being on the show kinda imposes that demand - cause right now I dont know how to do so - my wife & I have both been exposed to the reality of our situation - but then after a sudden flurry of lets do this an that - things go back to the bad habits..

Gail I watched a slice episode for feb15th & did the math on a pepsi addiction - 6% over 30 year would add upto 29000 is spending savings, isnt that sick?

I would appreciate feedback/aka help on the situation that maybe unique only in the fact that is one where I am afflicted with a disorder called Fabry disease" google that sucker an tell me if you think thats fun to manage ontop of a 50,000$ debt. both my wife & I are hard working however she kicks my but in her energy & dedication to being 1#, lol.
we would like so much to have a home n child as we both have hit 30 & to open business. stress is high & we are always being hit with bad bumps in the road of life.

do you think you or your team could lend us a hand - so far your shows have not touched base on those people with a disability - that I have seen on the slice tv. I have seen your dedication to your helping people see the light & understand how to get things done right for the finances & family. so do you think you could come up with a plan for us? one with a family with a disability?

I love your show.

I have learn to budget much better. I do not have CC debt. No car Pymt.

The only thing I did not learned is to save for my son's college. I was to busy buying house, pymts, etc.

I took a loan (fed) but only what I can afford .

Anyway,
I budget weekly not monthly. this has worked for me.
I even have a beauty fund. 2 dlls X 52 (weeks on a yr) = $104.00 (my face cream is $87.dlls plus tax

I have Halloween/Christmas candies funds
That's 1X52+ $52.00 for candies

I love your method and the way you show people how much they own/expeditires

Keep up the good work!!

And to let you know, that you have a big fan on the border (south) town of Laredo, TX!!!!

Saludos

Dinero

Gail.,
Love the show you are amazing and oh..so true on those life lessions.
Since we started watching the show we used some great ideas. Keep up the great
work and we will keep watching the show!

Dear Gail,

my mum has started working with your routine for the very first time this week! She ended up saving $11.00 in the process! She loves you to death, and she says thank you! I bought one of your books as well and it is fantastic! I officially know how to save money the right way!

Love,

A&J

Hello Gail,
I love the show. On a few episodes the people you were working with were described as "social workers." However their job descriptions sounded more like social service workers and not RSWs (not that RSWs can not get into finacial trouble).

Gail...You are truly and inspiring person, we my family and I would LOVE to meet you. I look at you show whenever its on, to get a grasp on getting ourselves out of debt. I really wish that we can meet in person, so that you can help us. I love your work, keep it up. Thank you for sharing so much.

Gail, I want to thank you so much. I am doing okay with my finances and savings. In fact, my credit score is 812. However, I would always run out of cash before my next check, which meant I was taking extra withdrawals from my bank account. I now use the jars, and it is amazing how much money I have left over before my next check. Now my savings is increasing at a faster pace. Your show is the only one I make sure I watch on Saturdays. Thank you.

OMG I LOVE THIS SHOW!!! It helped me so much. I was in alot of debt and after I watched this show it helped me realize that I could get myself out of debt if I worked hard enough for it and watched mine and my SO's money!! I am proud to say I was in 15,000 in debt a year and a half ago and now I'm debt free!!! THANK YOU!! now come help my friends and family do the same lol :)

I have been following Gail for some time now and her cash only strategy has helped my family a lot. Now it seems that i have no control over expenses. I dont have work and my son support me .. there is savings in place but i think those are the wrong kind of saving ..
If only Gail cold advise me on myweird situation.
thank you

wow thats crazy. and thank you so much..
winning is nothing, and ive been trying to win what i can.... im trying to do the best that i can...thank ou soo much and you 2 gail.....its all your fault...

Thank you for counteracting the unrealistic lifestyles TV and movie studios keep perpetuating. Thank goodness those brave individuals are willing to bare their financial souls. I also would love follow-up shows. Gail stays a long time, so I hope they were able to stick with it.

Hey Gail,

I am a college student, going to school full time. I need help budgeting, saving money, but still wanting a good time.

is there any way you can do an episode about student life?

My friend is in business for 7 years. Business was good two years ago. They bought another business and there they plug down. Now the new business is sold. They are overloadd with loan and are in very bad shape in finanace. Can you help them and what will the cost?

Hello Gail
I think I would like to see you help our governments take control of their finances. I would like to see them get rid of their credit cards. Our governments work like they have a endless supply of money. I sometimes think I could do the job but I think I would be assinnated if I tried. I say that I think I could do the job because I have never made a lot of money and am not in debt, have a house with no mortage and some money in the bank.
I have never made a lot of money because I have a learning diability which made it very difficult to earn money around here.
I have watched your show many times and am appalled by how people get into debt. How can people be so smart at earning money but do not have any common sense on how to handle it.
If I could run the government I would certainly get you to help.
Thank you.
I'll only be here for another couple of months because I am selling my house. I will make the money for the house last until I die

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Hello Gail - Your program has been (and continues to be) extremely helpful - thank you! Now are you planning on marketing those trademark “glass jars” anytime soon? Having a set of the authentic jars would serve as a powerful psychological marker, and would help me (and I suspect others) better adhere to your program's principles.

Dear Gail,

We love your show and are constant viewers. However, at the end you name the amount to repay debt each month, and your debt will be paid of in x months. It never adds up. It doesn't even cover the interest. Show us your calculation.

On other note: where do you answer all the questions in this comment section. Lots of questions. Don't see any answers.

You are wrong by telling people to set a college fund for their kids while they still have debts. No way the return on the college fund be equal the interest they pay on CC's, mortgage or other obligation.

Rony
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Hi Gail,

I really like your show. You remind me of me. I am someone who doesn't like to pay interest, as you say you work darn hard for it. I use credit cards, but I pay them off each month and I bet the credit companies don't like me because I get to use their money for one month and then pay them off. The rarely make a dime of interest off of me except when I have forgotten to pay the bill. Man was I upset at myself.
I have no debt, but I am also looking at retiring in 5 years with my husband and I was wondering if you could tell me what I should be getting ready for my retirement. I have already got my CPP Statement projection. I will not really make a lot on retirement as I was a stay at home mom and went to work full time about 5 years ago. As for the jars, I did this with my kids. We labled them as education, spending, savings, and taxes. They had to put there allowance in these jars using a percentage of there allowance. The education was to save enough money to get a savings bond. The spending was for them to put a picture in the jar and they had to come up with that money. The taxes were to be put in the tax jar and we matched there taxes and that is how we ordered pizza or went out to eat. Love your show and keep up the good work.

Angie

hey Gail Love Your Show I am Looking For Some To cut Cost And Save Money
Wonder Some Idea YEa I Have Credit Debt

Dear gail I have seen the show and was just wondering how to figure out how much money should b divid into the jars i am only 20 and my fiance is 26 we have a 1 year old son but we are starting to fall into debt and i dont want to end up like my parents could you please explain how the Jars work thank

I just watched the episode with Candice and Clint. They are a really nice, cute and caring couple. I hope they are stay on track to debt reduction and become successful at managing their affairs. If they do, I know great things will happen in their lives and all their dreams will come true. All the best to them.

PS I think SLICE should do a realty show on them as they get out of debt and find their grove.

Hi Gail,

Just watch the episode of a couple having a debt of $110,000. Very good learning episode for me. Glad I am not the only one in the same boat. You had suggested that they combine the debt with mortgage. Ouch, at my age, not ready to do that. Still able to make payments to lower interest credit cards (balance). Rather do that first to lower the principal than putting it in a mortgage which will take years more to pay off. For me, its all about paying it quicker rather than paying smaller amounts but for a longer period of time with the added mortgage.

Thanks

Just watched Sam AGAIN. "I am never wrong"?????? Thank God, finally a human being who is never wrong. How is it working for you so far? Gail, you are so right in stressing it is not the outside that counts, but the inside. I don't give a hoot what other people (especially those I don't even know) think about the car I drive or the clothes I wear. If I am happy with them, that is enough for me.
Thanks for a great show.

I just saw SAM (the douche) and his wife. She is normal, sane human being. He is not worth the paper his debt is written on.
Gail - you just taught me a lesson in patience! I dont know how you kept it together dealing with that guy.
Poor kids :(

are you going to do a show with newly widowed people it sure would be nice

I just watched episode 103. I was actually surprised that it made it to air as I felt what we were watching was an incredibly abusive relationship unraveling in front of us. I was also surprised that Gail did not call him more bluntly on his "crap" on camera, but upon reflection I realize with a relationship that volatile and a man who has no sense of anyone but himself, and what 'HE' wants, I guess that move could have potentially been very dangerous to the wife. I hope there was some follow-up support for the wife beyond just free counselling. Love the show, I always learn something!

Hi Gail,
House Poor and in Debt.
I watch your show ALL THE TIME. I am 41 years old and I a single mother of three children, age 6, 8 and 10 years old. I work full-time and 10-16 hours a week at a part time job as well just so I can barely make ends meet. I am in the midst of a very unpleasant seperation and I am trying very hard to keep my family financially a float on my income only. When my husband and I seperated, we sold our house. I used the equity that I recieved from our old house to pay off some of the bills from our marriage and to put a down payment on a small house for my children and I. Unfortunately the house that I bought is falling apart. I have a leaking roof, leaking basement and so much more. I am so completely overwhelmed with worry about having a safe house for my children. I watched your show House Poor last night and I actually had a glimmer of hope. Is there a way to get on to your show? I feel like I am out of solutions, I really need help. I don't know where else to turn. Thank you,
Sherry

I really love your show and you have made a difference in my life. I have been able now to live within my means. I have brought down my debt 50 percent. I changed my credit from bad to great in three years. The best part is when you do the overview of people's finances at the beginning of the show. Your making a difference Gail.

Gail, You make me laugh. I wish I had your job. I'm a credit restructure specialist and give advice, but the people I talk to are customers, so I can't abuse them like you do. I can't even be honest half the time in case someone might take offense.

I am EXPERT at budgeting, saving, thrifty shopping, saying no to wants, and all the other valuable lessons you teach people. Are you hiring?

I want to work for you.
Seriously, where do I send my resume?

I just want to be able to say Thank You to the show Til Debt Do Us Part and Gail. We were on the verge of bankruptcy and stopped paying credits cards, etc in anticipation of bankruptcy. I turned it around and have worked with the creditors and collection agencies to get us back on track. We are about to start with some payments and should be debt free other than our mortgage and a wee bit. I can't wait to finally be able to relax and breathe easy. Thank you Gail for getting me to take the bull by the horns and get out of my mess.

Dear Gail.
Here is my dilemma.
I am setting up to get debt free. I have one credit card at about 3200. This was used primarily for groceries. Nothing else. It was paid off monthly but due to short fall with other half, I did not get paid off.
Taxes are at about 2700 (last season) plus need to do installments for this season.

Have money put in an account of about 11 to 12000 for future. It is easy to access. COULD go to parents to pay two major ones and then pay them 330 a month for 18 months and still have the future taxes to deal with and hang over my head OR redeem large sum, get ALL paid off and put the 330 in a separate account for rainy day. Then not have to worry if shortfall again and paying parents plus taxes. I make about 1400 a month till summer than off due to lay off at school, then back in September. Feeding four growing boys. Planning to separate in 12 to 18 months.

Which scenario do you suggest. I am thinking the one pay everything and future debt off and not have to owe parents anything.

Other half will not pay LOC of months now, is supposed to pay me and does not but expects me to take an income from him, raising my taxes, he is self employed. Not sure what to do anymore. On average he makes 8000 a month. Has to pay back GST and HST yearly. Did not and taxes took from his account. He also owes on back taxes and will not make payment. I am afraid our house will be taken and need to take measures to get my life in order. The only thing I have in joint with him is the LOC which is our house.
Advice is welcome, any advice.
Thanks for your kind words and advice.

Michelle

I use to respect your show a lot. Now that friends of mine have gone on the show, i have no respect at all. These people just went on a trip to Disney with their 5000 they received.. Why don't you follow up or PAY down their debt for them? This show is just another crap reality show that picks people who "seem" to show a good story.. Where is the true follow up to see what couples really need help? What a joke! Wouldn't it be better to help those couples working minimum wage jobs trying to make it instead of teachers and professional who are just scamming you.
Shame on your show!!!

Hi Gail,

I just love your show, I watch it everyday! I think everybody who owes money should watch your program, especially young people! The tips the challenges are awesome!

Hi Gail,

I am a university student and would like to know ways to save money so I can pay off the debt faster. If you could do a show that is based on how to live, survive, and pay off the debt of being a university student that would be very beneficial for all of us in the long run.

Thanks!

Hi Gail, I love your show, I am always amazed that people can be so stunned. I do have a unrelated question, My wife and I have been putting $500 per month into an RRSP. We are very dissapointed in our RRSP'S performance. Do you have any advice on who is good to invest in?

I watch your show regularly, but some of the information is not always accurate.
You often encourage the people on your show to call their credit card companies and negotiate the lowering of your interest rate. I have tried that with Visa and Mastercard. Both companies blew me off. I pay my bills regularly, but that didn't seem to matter.
I agree that this would be a good strategy to save money, but it just didn't work for me. I wonder how many other people have tried to do this and what their results were.

I would really really like to buy 'Til Debt Do Us Part' Season DVDs.

Where can I do this!?

I have been looking and there are nowhere!
AND on top of that the episodes available via the website will not work at all!

I have watched this show and wished i had this kind of guidance from my parents...having said this i have provided my son with this guidance and it appears to have been lost on him. You have the princess show, i would like to suggest the 'prince' show as well.

Gail

My wife and I watch your show alot and where wondering how can we pay off our debts faster we have 4 kids and a budget that always seems to be tight

I work two jobs and I am getting tried of working .can you help

I dont want to be dead from working I put about 64 hours per week .I like being home with my wife and kids thanks but sometimes the people on your show seem like they have it alot worse

I will get right to the piont I have a personal line of credit for 750000.00 plus my mortgage for 221388.34 I can't seem to get ahead at all. Help me.

Man, all you people asking for Gail to come in and help you must be living on another planet. Gail has many, many resources including budget worksheets, a daily blog, numerous books, in addition to the TV show. Do you really need her to physically come in to your house to help you? Seriously? You simply lack motivation if you can't use all the resources that Gail had provided to you. Money isn't rocket science, it's discipline.

What is better to lease or fiance $20-25000 vehicle..Is it better to put more money down???Please help first time potential owner or leasee???

I loved this show Before and tried to catch it whenever possible...now that I am on maternity leave I watch it every time it is on if possible...even if it is a re-peat! I love the reminders of how to live...budget and de-clutter :)

we i watch your show on HGTV one of t5he best tv stations ever i say..You have inspired me to get my debt under control.. After leaving a partner a year a go i started off frsh spending and getting into debt and using the golden 2 year do not pay...well all that comes crashing down as i am now disabled and live on a pension..So I went to Credit Canada and now I am feeling some finacial freedom. There is nothing worse that financila depression/stress...

Love the show

Hello Gail,

I have a request for you, and that is that, in future episodes, please no longer use the comment that parents are not doing their children a favour when they say that they don't have to pay rent, and/or pay multiple expenses for them. I am asking you this, because I am one of those children. Currently, I have lived on my own in an apartment for multiple years already, and still do not have a single penny of debt. My one and only credit card is paid off automatically on a monthly basis, already for 7 or 8 years, so that is no issue either, and all my other bills are also paid in time.
Thus, my parents have definitely done me a major favour by paying a lot of my expenses at the time when I lived with them: they allowed me to save a lot of money, and most importantly, they taught me how to handle cash, and also to plan my spending. Thus, for example, not to spend money which I had not earned yet, obviously a crucial factor to avoid unnecessary debt.
Therefore, as long as parents teach their children how to handle cash, it is no issue that they do not charge their children any form of rent (or any other charges).
Well, the best of luck to all of you who are having a hard time coming around with your cash, and just consider cutting any expenses which are not necessary. Once you do that, you will be amazed how much you save...

I love your show and put as many tips into my budgeting as possible but I went through bankruptcy last year, therefore no credit or credit cards. I have a 8 year old am in the processes of moving with him and my fiancée Our wedding June 2012 and much more we need to save for. How would you go about putting money away with no time for either of us to get a second job and us barely getting by?

could I ask a child savings qustion?

Thing only thing I really don't like is the "in 5 years, you'll owe $X". With most people, they would not be able to get any additional credit to run up such a debt. Most likely, the people would just be bankrupt and move on.

Hi Gail,

I am in a desperate situation and I feel like the rug has just been pulled out from under me. I'd like to know if you provide financial advice without having to be on your show. I love your no nonsense approach and my husband could really get a reality check. My husband's business is in debt and there is a lein against the house for his business loan. i would give anything for your help!

I'm watching the episode with Julia and Guy and I can't believe the nerve of this 'man'. Guy need to grow up and quit being so childish. What made me really want to throw something at the TV was when he was so passive-aggressive and commented that Julia was an absentee mother. She may have to leave him in order to protect her future.

Do you ever do couples that are from a First Nation?

My husband & I have been trying to get a hold on our budget for years. Reading many books on the topic,etc. Finally, after watching your TV Show, and seeing many family situations, we are getting what it really means to budget.
Thank you for sharing your important real life experience!

dear gail watch your show with great interest and wonder if you can help me?I have no debt but may be forced int a debt situation soon . I am a 79 year old woman who has a dependent daughter . My daughter has many serious health problems .i.e we are currently waiting for a kidney transplant,she is on dialysis 4 days a week . while BC medical foots most of the costs some of her needs are not coverd . As a type 1 diabetic serious dental and foot problems are developing and I am trying to figure out how I'm going to cope with these expenses. I am willing to give you any and all of my financial information , hoping you can show me how I can live better with what resources I have thank you for your attention Ava Mielke

(NOTE: please see Gail's website here: http://www.gailvazoxlade.com/  or visit out casting call page: http://www.slice.ca/About/CastingCall.aspx)

OMG I just watched the wow factor episode and all I have to say is lady start running and don't look back!

I watched the episode last night about the couple that 'Jennifer 3' spoke about. That woman has far more serious problems that just financial. I was married to a guy who was exactly the same as her husband and I eventually had to take my children and run! This woman's husband is NEVER going to change and judging by the way he spoke to her he will only destroy her self esteme further. She and the kids will only lose and the finances will never get any better. Good luck to this lady and I hope that she goes for the counselling that you have suggested.

Hi Gail,

I was just reviewing your expense sheets and noticed they are heteronormative. Wondering if it would be possible to label differently to include everyone, i.e. "Spouse #1" and "Spouse #2" instead of "his" and "her".

Love your stuff!
J

Hello,
I enjoy the show, but was wondering how come there is never any topics or details how to factor in child support payments?
I struggle every month with fittingmy support payments into my everyday budget.
How would I classify child support payments?
Thank you for hopefully addressing this concern for all parents that are paying child support.

I have been watching your show for a few months now,I have learned a few tips, However I am a single mother of three girls, One of which is severely disabled with Cerebral Palsy, Non verbal,and total care, with g/j tube feedings and medications every four hours including nights.I have a full time job and care for my daughter.My problem is I cant find a simple program, not time consuming, that works for me ? I make enough money just cant keep it from escaping out every crack, vent, and exit in my home. Any Ideas ?
Maryann

wonder if gail could switch it up a bit im a single male in grave danger oflosing everything sure could use her help

How does Gail come up with the money amount alloted to each jar?

i really wish gail could be at my house right now my parents keep on fghting about are money and stuff its so annoying

Hi Gail...you inspire me with your shows and have actually helped me to understand money a little more...My common -law husband and have just purchased our first home and im getting worried that maybe i didnt do my homework enough on the house!I know we both have money in the bank but with the move i do have a credit card that was overused for stuff like a bbq,lawn mower,new furniture..ect!!!!Im scared that i may have bought all the homestyle things(e.i.bbq-new queen mat for spare room!)to early!!And now I have some debt!!BTW..im on mat leave

Hi I have watched your show and amazed at how you manage to help people. I feel I am beyond help. I work three jobs Monday to Sunday and for some reason cannot pay down my debts. I am cancer survivor and the stress my debt is having on me makes me scared that I will get sick again. I watch my money go into my account and disappears as fast. I am way over my head and desparate for some help.

Hi I have watched your show and amazed at how you manage to help people. I feel I am beyond help. I work three jobs Monday to Sunday and for some reason cannot pay down my debts. I am cancer survivor and the stress my debt is having on me makes me scared that I will get sick again. I watch my money go into my account and disappears as fast. I am way over my head and desparate for some help.

My husband and I are in our early & middle 70th, retired and should be able to live on our income, (pensions, CPP and Old Age). We own our condo but still carry a high mortage, both cars are financed. We have several credit cards balance approx 12K. We have RRSP valued at 47K. We need help to live on what is coming in and pay down some of our debts. Do you have any advise for seniors like us.

Hi Gail,

I watch your shows religously, and I especially like the show "Princess".

It seems curious to me that two important populations have been left out..........Single Moms living alone, trying to make ends meet. I am a single Mom trying to sell my home because I can't afford it anymore. All the financial issues have become a hot mess. I'm really lacking guidance.

My other major concern is Senior population. My employment goal is to provide a service called Senior Movement Management. In simpler terms.......I want to help our elderly citizens make sence of the downsizing process. Many of them are moving to Retirement Homes or Nursing Homes. They often need help with selling their family home and organize their finances.

The 2 populations that I speak of have many financial worries and could really use your guidence.

Holly Williams

(note: email removed by blog moderator for security)

I enjoy both shows that Gail does but I was thinking a show with singles or more importantly single mothers would be a good show too. Many single people in this age of taxation are struggling and could use Gail's help immensely. Just a thought. I look forward to more shows. Thank you for letting my post my ideal

Hi Gail
I really enjoy your show. I watch it all the time. I claimed bankrupcy in 2004 which was good because it helped get rid of the debt. I also learned alot from it and the biggest thing I learned is to not let it happen again. I have credit now and hate owing anything which in alot of ways is good because I know I won't end up in the same boat. I still have trouble saving though but I am working on it. Your show helps alot on being organized with my budgeting. Thank you for having the show on tv.

Just wanting to pass on to you that I have watched your show and feel more motivated to get my head out of the sand and find the financial help with my debt & create a plan to get my ass out of the gutter, I am single mom no ownership of home, so I don't know if you work with folks like this, I have been trying to do this on my own, for 10yrs, trying to run a business as well and I am finding no other way to see light or the end of my tunnel, I value your input strive to do better but with out another set of eyes or knowledge, I am just drowning, I am about to be a grandmother, I want to be better and show my kids& grandbby's a better way. I wrote here not knowing where else to find your info
I will follow all your rules and attentiveness to your efforts of teaching.
Loyal Fan from Arnprior!

hi Gail,

My husband and I watch your show regularly and we love it. We agree with your advice and are often appalled with the amount of debt people get in to. Have you ever followed up with the people you help a year or so after to see whether they are actually following your advice? This would also make an interesting and fun show.

Cheers,

Kanji Jain

Hello Gail,

Thanks for the advices on your show, I did watch all the "Princess series", and the advices are great. I am now getting serious about my finance and thanks for the advices and the show.

Best regards,

My Grandson made us smile today as we watched the News Story about the Debt the USA faces. He is 10yrs old and a fan of your show - He says 'Gail could help - they just have to learn to budget' Can you imagine the size of the money jars needed to do the 'Living On Cash' part of a show? Let us hope this serious problem can be resolved.

I've just watched a few episodes and really enjoy it and have learned a few tricks, but I would like to know if Gail has done any episodes on how to budget when both when one person is self employed and the other is hourly. We never know day to day what we are making and therefore have not been able to put a budget together...any advice?

Hey, I have a friend who loves this show but is from Europe. And for a gift I want to purchase him some dvds....

Does anyone know where I can find them if there are any?

Hi Gail. I've been watching your shows and I've been wondering why you never brought up about people who have space out doors to possibly start a small out door garden to reduce food cost?

I love your show. I would like to know more about percentages. You quite often say that housing should be 30% of net and 3% for emergencies etc. Are you able to list all costs/expenses in percentages on your website?

Hi~
Just wanted to say the times I've seen your show I have really enjoyed watching it. I cannot believe these people who so unthinkingly spend money and never seem to realize they do have to pay the debt sooner or later. Well, I have a son who that happened too, and he up and left his marriage because of the big debt they had gotten themselves into. You are a very wise counselor to all those people, and I hope they continue to get help and listen to your wise advice.

We've been watching your shows and have enjoyed every bit of it. However, we're sort of pass the stage and are now approaching our senior years. We'd to see some shows that touches on the concern of our age group. For example, we've been very thrifty the first 25 yrs. of our marriage (well, we started late). We have no debts and have our rrsps and my husband has a small pension. When I retire, I will also have a small pension. After retirement, our disposable income will shrink quite a bit. We'd like to learn how to budget during our retirement years but also be able to travel, cover our health needs, like dental and glasses, etc.

Is this within the scope of your show's mission? Please advise. Thank you.

I've been watching the show for the last few years, too bad I can't figure out when the new episodes are on lol.
The reason why I am writing is because I would like to thank you and your show for helping me find other ways to save money and get out of debt faster. I've always been into money and money conscience. I found that living on cash is easier than I thought, I haven't done it since I was a kid. I am 27 years old and I have no credit card debt, hard to believe for my age hey? I did have savings but I wanted my debt to be paid, I had it long enough(Since 2004). At the end of 2010 I made more changes to save more money and cut out the things I no longer needed. In Jan 2011 I had 8k in credit line debt. 2.5 years ago I made the choice to be out of debt by my 28th birthday. In 3 weeks my 8k credit line is going to be paid off(was at 17k 2.5 years ago), a few days after my 28th birthday. The only debt that I will have is a car payment, that's it! Pretty good for one income and not living at home with the parents.
So again, I wanted to thank you and the show for the advice and the entertainment. Watching your show made me realize that I didn't want to be in debt like others who are on your show. I learn from other people mistakes so I don't make them. So thanks for making my goal a reality. Even though I am pretty debt free(from my bank) I am still going to watch the show.
From one fellow Canadian to another, I thank you.

I have watched your show a few times and it is interesting to see the situations that people get into. One thing I noticed was the lack of using coupons. When we do our weekly shopping it is planned around what is on sale in the upcoming week. I also try to ensure that I get to the grocery store at least one during the week early in the morning to take advantage of the savings on the bread and other items that are put out when the store first opens.

No one cares more about your money than you do!

The Frugal Father from Winnipeg!

Hi Gail,
I love the show and have been following you budget breakdown for the past few years. My problem is that I add the receipts in after I've spent the money and completely forget about the budget when I am out and about. Especially recreation stuff...eating out, drinks, movies, etc. Any tips?

Dear Gail,

If you have never listened to it you should listen to Shania Twain's song Ka-Ching from her Cd "Up", it seriously could be the song for your show as it describes your clients to a tee.

I have been watching your program and I just don't understand how people can go into debt without thinking of the consequences. I can understand school debt or a medical debt especiallt if you live in the USA. Maybe it is easier when I am the only person involved in my finances. I have been a single parent since the early 80's. My children never went to bed hungry and I never had to worry about where the next dollar was coming. I always drove a car and so there were expenses like gas, car insurance, vehicle plates each year. I took my 2 children on vacations as they got older and they even saw Disney World.

I have physical disabilities and so I am on government disability. There is never a lot of extra money each month but we did okay.

How can couples be in so much debt when they are so young? I am sure that it is all about "want" and not "need".

I don't watch every episode of the show so it could be worse, but after seeing GUY and JULIA today I felt compelled to find the show forum and post my 2 cents.

GUY's personality and attitude disgusted me! Aside from being a financial moron, he is so incredibly arrogant, conceited, has no shame and has zero respect for JULIA and his family.

He is even cocky enough to show his true colours to the public along with stupid comments, smirks and lies! Sadly he obviously doesn't realize what a complete clown he makes out of himself. He is far from a man and will never be a mature, responsible and concerned husband or father.

JULIA - there is no option #3. He will not change and he will just continue to suck the life out of you. I would never recommend putting up with him, even for the sake of your daughter. You will set a bad example to her to stay married to him.

The disrespect he shows you and the stress his behaviour causes clearly makes you miserable and you deserve to be happy. Leave him for your sake and for the sake of your daughter. You both deserve a normal life.

Why are people asking for help and advice here? I don't see Gail writing back to anyone.

And why are people asking things like where they can buy cheaper organic vegetables or get coupons?

what gets me is your showing people who'm are make combien salary of $100,000 to $180,000 a year and can note make ends meet the should try doing so with my combien salary of $45,000 with todays cost of living and a son who wants to go to colige let me tell you it's realy hard and depressing so for those that are making over $100,000 a year and having money problem well BOHO to you

Hi Gail. I'm 19 years old and live with my daughter, mom, dad, and brother. My parents are constintly fighting over there money issues and its tearing our famiy apart. I live at home because i haven't fully finished my high school courses. We really need your help!
Thanks!

 (Note: Email removed by blog moderator for security)

Hi Gayle,

I have been watching your show for a number of years and it has taught me a lot about money. I am currently living with my parents, as I am still in school, but am planning on moving out sometime after April 2012. I was wondering if there was any way possible that you could post tips about moving out on your own and keeping your finances in order as I have no idea how they work. Any help would be appreciated!

Michelle

P.S. Princess is an AWESOME show!

Hi Gail,
I watch your show quite often and I've made some big changes, to improve my life and the life of my family. I have relocated and opened my own in home business, that is sucessful and for a time I was able to keep my credit card very very low. My Husband recently was able to join us but since that point, I've been accumulating debt and he isn't giving us the kind of financial support. I don't know how to approach the situation and show him that old habits need to stay dead. Please help. I can give you the rest of the story to amplify the details, if it would help you understand the circumstances

Hello Gail,
I love watching your show. I even started getting my common law partner to start to watch but he gets right stressed out. Quite often I feel like I am a mother to him and our children instead of being a partner in the relationship. If I leave it in his bank account he spends it and has nothing to show for it. It is very frustrating but with your show I realize I am not the only one. We have even started writing down where spending goes. It lasted for 2 days. Before his spending didn't really bother me because he was making enough I never had to worry about it. Now with his new Job which is less than half his previous job was I am working 3 part time jobs just to keep up and support him with his new job carreer. However he is having a hard time giving anything else up I just don't know what else to do. Do you have any advice

I know that your show is pretty amazing what I most appreciate about the show is how honest you are. I am grateful that you are on t.v. Gail and I have learned so much. But I am always willing to learn more. Thanks

I think you are the best thing since sliced bread! I am one of the lucky ones to have been given some insite from my family as a child. I grew up in Toronto and we never got an allowance. In the winter we self motivated......knocking on doors and shovelling walkways for $$, in the fall we would do the same for raking and bagging leaves, etc. I can't find a young person to mow my lawn without them wanting the same amount of money a landscaping company would want. I am now 62 yrs old and own my house and car. My children have been taught to sacrifice now, so later in life they have security. I absolutely am gobsmacked at the spending some of your clients do. DUH! I love your style.

I would like to see a show where you follow up on the couples to see if they were able to pay down their debt in the time frame given in their budgets.

Love the show! Would like to know if the people she helped stayed on track or eventually went back to their old ways! Is it a life choice that they stuck with say a year down the road. Did they reach their financial goals?

Love the show! Would like to know if the people she helped stayed on track or eventually went back to their old ways! Is it a life choice that they stuck with say a year down the road. Did they reach their financial goals?

Dear Gail,

I watch your show everyday now that I know about it. My organization would be delighted if we could have you as a speaker at our Women,s seminar to talk about money matters to our young people. You show is really terrific.

Dear Gail,

My husband and I enjoy watching your show. We were quite surprised at how many people were unable to manage their finances. We are proud to say that we are 100% debt-free even with my husband going to school for the past 5 years and rising our 5 year old daughter (who goes to daycare) and we even have savings (RRSPs, RESP and TFSAs).

There should be a push to have financial planning and literacy as part of the school curriculum in Canada. Too many young people are incurring heavy debt load due to the predatory credit card and banking industry. They need to know how this industry make money of the uneducated and uninformed.

You should do a show on couples who are debt-free and know how to save and this may teach others how to manage their finances.

You've got to be kidding me? Another Gail VazOxlade show? My husband is already sick to his stomach from my watching Gail. I'm not sure how much more he can take. I think its great....but my husband is gonna start heaving if I watch another new Gail show.
Love the jars, Gail. I bought your first book....I'm waiting to get your second one about retirement from a friend. Good stuff!

Need help with Money!!!!!!

PLEASE HELP ME!!!!!!!!!!!!

Love your program and believe it has great value in the community. Should you ever run out of people and ideas I have one for you!.22 year old identical twins working in construction. They are hard workers and love what they do but have no idea how to handle their money so that someday they may be able to move out of the family home and live independantly. One boy owns a truck which he is currently paying for. The other , does not have any debt as far as I am aware but they have to learn how to plan and save when the construction business does not always provide a stable income (due to weather, contracts etc.)This would be of great value not only to them but to the thousands of young people struggling with part time jobs.

Hi Gail, the reason I'm writing here is to THANK YOU immensely for your tips and advises given throughout the show. In one year, my husband and I have managed to pay both of our VISAS and a Line of Credit in a total of $12.000 only by following your "rules". I've frozen our credit cards (literally), lived on a budget and reduced our transportation expenses by 90% by biking or walking to work. We've welcomed a new baby and instead of spending a lot of money with "stuff", we've decided to set up a RESP account for her. Still a lot to be done but it was all worth. My husband's b-day is coming up and as a present, he will be getting a zero balance Visa bill. By balancing our expenses, we will be able to travel back to Brazil to introduce our little one to family and friends without leaving any debt behind or when we come back. The most amazing thing is that the only income of the house comes from my husband and is around $35000 a year. Once again, Thank You very much for unknowingly helping my family. Keep up. You have changed our lives. Just hope more people listen to you. Love Bruna

My Dearest Gail,

I have watched every episode, I PVR both this show, home edition, baby edition and Princess.

I totally agree with everything you teach, however I am stuck in a situation and need advice on how to plan. I am self employed as a residential/commercial cleaner, married for 17 years with 2 teenagers. We are now expecting again and I am scared to death about income. I won't be able to take time off and can't bring the baby with me to clients. I am only 2 months. What can I do now to plan? I have followed your advice from the shows and have paid most of our debt off but we can't live on my husbands 65,000 income alone. HELP?!

Love Karolyn, Cambridge.

How would my girlfriend submit an application to be on a "Till Debt Do Us Part Baby Edition" episode? We love her to death but feel she truly needs some guidance!

Hello, I love this show however I must say we still need to get a little more "real". I have yet to see an episode that shows the parents how to budget with a house, rental income, 3 grown children and a competitive sport. The food budget of $125. a week will only work for little kids who don't eat you out of house and home. Never mind the gas that is used to drive them to school, swim practice, and swim competitions, or college tuition....

Like I said I like the show but it seems it is only directed at new families, what about the rest of us that have struggling for years to meet the families needs.....would love some input on that.

I have to say I look forward to watching this show on the weekends because Gail gives such great advice on managing money and getting debts under control. Each episodes shows different couples with different financial scenarios but all heading towards "Debt Crisis"... seeing Gail take each couples situation into consideration and giving advice based on that is very interesting and somehow a variety of different episodes has helped me to realize and start fixing my own financial debt crisis..Thanks Gail for all your hard work and Awesome ADVICE...I hope this show does not get cancelled.

Have you considered doing a show or a series of them, based on seniors, people who are retired? Their income is not as flexible and they may not be well prepared for retirement. It could be very helpful for many viewers.
Thanks.

I love your show but find that you do only couples. I am a single mom who works 3 jobs and am still in debt. I am making over 50,000 a year but am exhausted and am still not in the black! Could you do some shows on single moms or even do a visit on me. Thanks

Hi Gayle, great show. I started the money jar but no consistenccy..just didnt work for me..My hubby and I makes a decent monthly income, $4500 at least or a little more but we dont have a budget and i beleive if we set up a budget and work together, we can go further than we are now...by saving more and paying off our debts..pls hellp, need your suggestion.my email address is nrobert2416@rogers.com...My name is Nicola

Hello Gail
I am a retired teacher, so I'm on a fixed income. I supply teach for fun money.
I have raised three kids. My husband was smart, and we always did what was wise to do: put extra insulation into the roof, get a new roof every 15 years, maintain the house, etc.
We always took cheap vacations and always ate at home. To our kids, a restaurant was a treat. Their cousins always got bigger presents than they did.
We saved.
The recession reduced my savings by about 50%. Now the Euro problems are affecting how well or even if I can recoup.
Meanwhile, I'm noticing in the mail that people who are not doing it on their own, are being offered help to improve the energy efficiency of their home (we did it years ago on our own budget), get a free programmable thermostat (I bought mine before there was a program), get their old fridges removed for free (I paid $50. each earlier) and more.
So I would like to see you do a show to help us old savers who are now losing but who never wasted their money on expensive vacations, but who might like to be able to take one now.
Macleans magazine this week is saying that maybe the savers were the stupid ones. Please help us!

Sincerely
Ghi

I love the program and the advice to get people out of debt but am curious about the last statement of most programs. Usually you advise, once the client is out of debt, that they should save that money for retirement. Obviously it’s a sensible suggestion, but then you qualify the advice with an amount it will be worth. Unless you have a guaranteed return investment or an accurate crystal ball, how can you project what the retirement sum will be.

I've watched the show for years and appreciate the many families with both positive and negative attitudes, work toward financial change. What I can't get my head around is the 3-4 bookkeepers who have been part of the show and have financial problems. How is this possible? They deal with money or lack of for their clients/employers. They are trained to balance accounts, pay bills, post interest charges. How can their own financial record keeping be such a mess? What am I missing?

Hi!
Since I am a new Mom, I have found the new episodes that focus on finances after babies very interesting.
I just watch the episode about Celine and Ron and could relate to the problem of eating out (I find it hard to make meals now that our little one has arrived). I came to your website in hopes of finding the recipes they received, as I feel they would help our family eat more home cooked meals. Is it possible for the recipes to be posted online?
Thanks,
Laura

Hi Gail

I know i'm just another msg on the wall, but i hope i might get through and recieve a response. I've been trying to find a way to contact you. I love your show and have been watching faithfully, vigerously taking notes and trying your techniques. I even bought 2 of your books (and am sharing with my mom)
I know you hear this alot and have many other people to help as well but i really need your help. I dont care if im on tv, i just need someone to help me get through to my husband i've tried everything i can and money is tearing us apart i dont know where else to turn if he doesn't change his behaviour soon im packing my bags. If u could find a minute in your busy schedule to email me i would greatly appreciate it. I'll tell you all i've tried and maybe i could get some more advice.
Sincerley a desperate wife Krystal
i also signed your guest book on your website

Hey Gail!
I'm a university student and would love to have some advice on how to appropriately balance a budget (rent + school supplies + tuition + food + etc). I'm in debt quite a bit to OSAP but am curious if I should still have "savings" or if I should be paying back debt at a higher rate. I'm definitely confused. You need to have an episode with a student or a course for students to take to know what is the best thing for them to do with the limited income that they are making while in school.

Thanks!
Sarah

I've read a few of the more recent comments, and I am sure this has been suggested before, but I would love to see you (or the producers) create a show that focuses on those of us who are budgeting well. My husband and I (along with our child),only have a mortgage (that will be paid off in 5 years), no other debt. We work together to make it work, so I can be a stay at home parent (until our child goes to school), and have made the choices to not have a car, stay in a condo instead of buying a house, contribute to rrsp and resp, etc. It would be nice to see families like ours, who live within our means, and budget accordingly, recognized for those efforts. We plan to teach our child all we can so she won't have money issues either.

We watched "Till Debt..." on Oct 8 and was disheartened to see an advertisement pushing a credit card when Gail had just taken away the debit and credit cards of the couple on the show. Talk about a mixed message!

Gail-
I like your show. Keep it up!!

Gail i've been trying to reach you and there is no casting call or email so this is my way of tying. I am in deep financial problem and i need your help asap please give me a call @ 416-841-9215. thank you !

Ever thought about putting this series on DVD ?

Would be an interesting gift.

Bonnie Jeffery

(i just posted in another blog too) Again, have loved watching this show since 2006, I think its one of the "reality" shows that need to be on the air.Would enjoy seeing follow up shows.
I watch the show with my 4kids, talk openly about stupid things the people on the show have done AND the stupid things me and my husband have done,...and that we have owned up to it and learned from it: unlike way to many people in our society. I worry that todays parents have taught their kids "go get it, you deserve it" rather than "go earn it, work towards it and pay it in Cash". Way too many people are fake, acting like they earn more than they do, and I wonder WHY??? Why do people today need to give an image that they are super rich, super happy?....If they focused less on their image, I bet happiness and contentment would come naturally, and cheaply.

Hi Gail, love the show. We watch the show and tend to recognize what we did right in life by seeing the mistakes that others have made. Although we are not wealthy, we worked hard to make things better, and I believe we have done well. We also know it's a lot harder to dig yourself out of a hole than to not fall into one. Have you done any work with high school kids to help them recognize the pitfalls that lie ahead. If you could keep our kids out of harms way (insolvency) maybe you could sit down with the G20 Finance Ministers! Regardless, keep up the good work because your have an positive impact on the lives of people you have never met.

I am greatly concerned by the episode I just watched with Sam and Stephanie. Stephanie - you are in a verbally abusive relationship. I am concerned that Sam's abusive behavior was not named on the show - though, it was quite plain to see and Gail did encourage counselling and withhold the cheque. You are not at fault. I do not believe Sam is capable of change, willing to acknowledge his abusive behaviour, or willing to participate in a meaningful process - therefore, I can only hope you will seek help to find a healthier, happier life for you and your children. You deserve it!!

You guys really need to do follow-ups on your couples. It could be a fantastic episode or more.

Hi Gail.
Love your show and all the help you give people.I live in Ottawa. and i have a dept of 33.000 in only my name. i have tried every thing to get out of it fast. no one wants to help me. sadly my husband does not know about this. is there any way you can help me get out of dept for ever. i have a home day care and make a good income but this is dark cloud that i cant get out off. please help please please. my email is shaniperiy@hotmail.com i hope and pray to god i will hear back from you with some help. thanks again and you do a great job.

I have watched your show a few times, and frankly I can not stomach to watch anymore. The reason being, of the shows I watched you help out rich people only, what's up with that? I never see you helping poor or middle class people. The show I watched the other day the couple had a home that was probably worth at least 2 million, well geez people, sell the friggin house and move to a smaller house, dept paid, the end!! It's the poor people that need the help, not rich people that probably have tax shelters all over the world that you can't see!! This shows me once again corporate America reigns free!

Hi Gail,

After watching many episodes with my husband this past month we have started to live on cash, visited your website and are on our way of living debt free :) Our relationship has taken a better turn and we no longuer worry as much about the finance and BOTH take the responsibilities for our spending :) thank you so much for all the indirect help :)

Hi Gail,
I wish you could have a talk with my husband we have been married 16 years and have been living from check to check. I have been paying things and had us on top but then he took it away from me, and has really made a mess of it. The thing is he is a pastor and feel it not wrong to give all we have to the church, and we have to do without. I really wish that you could open his eyes, that its not just me fussing about the money. Right now he for the last 4 yrs he has been giving bank of america free money like 200 dollars a month. Put him on the show so other pastors will know that you need to take care of your household also.

Your show is amazing. You help so many change their lives. Wish we were younger, I'm 59 and hubby 65 and in terrible mess. He'llhave to work forever now. His heart surgery 5 years ago(without insurance) put us into credit card debt that we never had before. Next our savings was wiped the same day. For the next 2 years & our savings was wiped out on medical bills, I'm back on my feet now, but am overwhelmed with our financial mess, debt collectors and husband's stress load is making him sick. He just started a new job at 65, but we have to get out of debt. I tried the jars, but all these emergencies keep coming up. Can't even insure our 1990 Volvo for the road. Are we too old for Help? marlarose10@gmail.com

wrong email I gave above.
Your show is amazing. You help so many change their lives. Wish we were younger, I'm 59 and hubby 65 and in terrible mess. He'llhave to work forever now. His heart surgery 5 years ago(without insurance) put us into credit card debt that we never had before. Next our savings was wiped the same day. For the next 2 years & our savings was wiped out on medical bills, I'm back on my feet now, but am overwhelmed with our financial mess, debt collectors and husband's stress load is making him sick. He just started a new job at 65, but we have to get out of debt. I tried the jars, but all these emergencies keep coming up. Can't even insure our 1990 Volvo for the road. Are we too old for Help? marlarose.carbone2

I enjoyed the shows because I get to learn something new everytime. The past few shows I have been disspointed because the couples that are chosen are people that either make too much money every month and they spent too much on luxuries or unneccesary things. On top of that the show gives them 5,000 dls to alleviate the pain (you have to be kidding me) Our government helps the banks and bails them out. Stop bailing out people that have money and start helping those who really needed.. (how about helping those single mothers that have one job, kids and debt???? or those families that make minimum wage and have to support their kids...

A devoted lover of the show, I hark back to the episode that featured an electrician and his wife, a dental hygienist. I couldn't get over his admitting, on tv, that he worked on the side, completely illegal and I would be shocked if ESA didn't fine him at best, take away his license at the worst. What was that guy thinking?

We watch your show all the time and love it!!!!
It's amazing and we have changed our life style
We would love to have your budget binder if possible
Thanks Celine and Randy

Gail, love your show.
I have only ever seen you go after the vehicles once. I just watched your show about the Mexican renovator and the Fitness leader. The guy, like many of them is driving a car he cannot afford. You rarely if ever, tell them to get rid of the expensive wheels - how come?

Gail,

Love your shows i am trying to get out of debt its NEVER ENDING HELLLLLPPPPPPPPPPPPPP

Hi Gail: Whereas you give great advice I hae not seen a show where you advocate giving to a charity. It does not need to be a church or religous charity, but "giving' is always rewarded. Your advice always sees to be "self-centred" which got them into the positio in the first place.

@Tena - spelling

I love the concept of the entire show. I am a housewife with 4 children and it is a very busy household. We have our own business which is also a lot of work. We struggle financially and our house needs organizing as well. I really would like to have some help in all categories. a-onepumping@rogers.com

Good evenning Gail. I have watched your show and respect your advice. My wife and I own two homes and are behind at this time on both mortgages. We truly need your help in this situation. We want to save our homes and never go in to debt again.

SORRY MY E-MAIL ADDRESS IS.
sigmatye@yahoo.com

I watchyour series Princess andmy son is living with the ultimate Princess she has forty thousand in student loan debt and what else who knows but she thinks that debt should be forgiven.She will work but thinksshe should be paid top dollar.Matt is to be held responsible for her debt her credit is in the toiletand now she is working on his credit.She wantsa house and nowa baby. please help she livesin a fantasy world his life will b e ruined before it starts!!!!!! please help 250-963-8849 pleasecall between monday or wednesday between noon and four.

Love your show, but the people in debt are always healthy (able to work). I've never seen an episode in which the family is dealing with chronic medical conditions too (with additional costs and limited ability to work). I would really like to learn some techniques for financial survival while under medical duress.

I am watching the episode with Guy and Julia, and I'm wondering whatever happened to them. I hope that she's divorced the little boy-princess.

we need help so we can get out of debt can you help us email is foleksinski@hotmail.com

Im wondering how to apply to be on the show? Our home would make for a great show/story.

Just watched the show for the first time last week. I'm frustrated! Thought it was a JOKE that Gail gave an allowance of 650.00 a month for food to a couple!! (Unless they had children, but I don't think they did). Gail...if you read this...try to come to our house and attempt to pay our regular monthly bills on our income! I work 2 jobs, and my husband is a self-employeed carpenter...we have NOTHING...no savings,no retirement, can't get debt paid off..we owe family, and our house needs attention terribly due to OLD windows, bad wood siding, no shingles on back of house! Try to help that! Oh...and for a family of 5...I spend TOPS 400.00 a month on groceries...not 650.00!!!!

Hi Gail. We just finished watching an episode of "Princessa' with Ariana. This is the young girl that was living off her parents money and taking away the future of her siblings. One of her challenges was to apologize to her siblings and re-pay them $1000 each. She did a half-hearted job at it in our eyes, as she did with all the challenges...Actually she didn't put any effort into any of the challenges. We don't understand why you out and out gave her $3000. I know you said to pay off her siblings so that was one thing she could carry through with. Why did you not make her indebted to you for that $3000. The way the show went she got a free $3000 that she didn't earn and doesn't have to repay. This really doesn't seem to follow with your teachings in all of your shows....
Just our thoughts...
Thanks for the show. We watch "Til debt do us part" regularly and also princess. Suggestion...how about some prince's. They are out there...

Judy

Hi Gail, we owe $50.000 in consumer debt this includes are car loan. Would you suggest an equity line of credit or to re-mortgage. There is no way we will be able to pay off this balance on any type of budget, it would take us years. We want to start of fresh but don't know which way to go...Thanks!

Hi Gail, we owe $50.000 in consumer debt this includes are car loan. Would you suggest an equity line of credit or to re-mortgage. There is no way we will be able to pay off this balance on any type of budget, it would take us years. We want to start of fresh but don't know which way to go...Thanks!

Hi Gail, I just watched your show and was stunned to see how much my partner and I need help. She hads a good job and I'm on Long term disababitly, We are in dept about $30,000 and my health is very very poor. Im leaving again shortly to have another back surgery. #8
My story is way to messy to explain on this site. I guess what I'm asking can you and will you please help as I really want to have this mess cleaned up before I leave her on her own when something happens to me.

Hi gail

My Name is Nasrin I am from staten island with one year old and twin on my way i am house wife my husband makes 100k,But we still dont have confident in feature and i am not at all happy the way he handdle bills,i have tried to convince him to go for marriage counselling but no use i tried to contact CPA or budget coach but i dont thing he understand or listen to me i am so frusted i dont see any feature please help my email id:nasrinsayed@hotmail.com

HI there
my husband and I both work, he makes more money than I. So he writes me a cheque every paycheck to help pay all the household bills, What % of his pay should he provide me? We only have our mortgage as dept.

I love watching your show. my husband works and I am on disability and I find it hard to live on cash as my husband gets paid every two weeks and I get paid at the end of the month. Just need some ideas how to put the money in the jars when the money comes in at different times? With my disability how do I go about bring in more money into the house?

MS Girl in Durham, Ontario

I LOVE this show. I wish my husband would watch it more often but to his credit, he's so much better than what he used to be. He is paying some of the bills now and understands why I am so adamant about saving, all because of the show. It came in handy when we had MAJOR (and very $$) repairs to do to the house while I was on mat leave. I don't know where we'd be if he hadn't saved - no I do - in major debt! It only makes sense to be money smart.

Hi Gail!

I love your show. I find it hard to follow all your advise...I wish there was a show that worked specifically with single parent families. I have struggled for years with debt and only having 1 income I always had to work 2 jobs to make it through each month. I did buy my own house and car and raise 5 children. I struggle and have no savings and no back up plan...Is there help for us?

Gail!
Us struggling OSAP students need your help! It would be amazing if you could do a show to help us learn how we can maintain a budget while in university, and how to pay off these student loans after school!

I just finished watching "The Wow Factor". Sam is an awful human being, and I hope Stephanie sees the light and gets rid of him before he makes her life worse and destroys their children. She is an emotionally battered spouse and they both need help.

I felt badly for her that they didn't get any money, but it would not have resolved their problem. You were right. It was horrible to watch.

I have watched your show for a long time now and started applying what I learned. cut up our cards, paid of the most expensive cards first, had a budget and a plan, kept every receipt and made notes every day. It took me 5 years, but thanks to what I learned from you I have paid of seventy four thousand dollars in debt, have a nice savings account balance, have 4 months expenses in our fixed payment account in case of rainy days. Now we are ready to get set for the next couple decates Alas I am 64 years old and do not have time to save up for retirement. Our combined income is 2 thousand a month and after all the expenses are paid we have 3 hundred dollars left. Is it better to invest in RRSPs or just put it into savings?
Thanks for all your help Gail. I am so happy that our children are not going to be left with our debt. they will not have a life insurance to inherit but no debts either. By the way, I am keeping the jars, they are a life saver.
I love you Gail, you saved our life.
Marlene

Gail

I really enjoy your show and appreciate the really practical way of helping people get out of debt.

I have retired recently before 65 and fortunately have a pension besides what the government gives but it is tough yet I still manage. I find, however, that I have many single women friends who are only going to get the pension that the government will give them and have not much money saved up though they own or partially own their home. Do you have any advice for them or have you had a program about this? I think this is going to be an ever increasing problem as the baby boomers retire.

Sandi

This show proves how easy it is for people to get into financial trouble with easily accessable credit. Gail does an excellent job showing people how to get themselves out of a financial bind. What I don't agree with is giving people with higher than average incomes five grand because they were financially irresponsible. Why not make a donation on their behalf ( they get the tax benefit ) to less fortunate people. Give to a food bank or something.

Dear Gail, We are from Barbados and we are in such financial trouble, we do not see a way out. My husband, who is waiting on Immigration to give him status, so all of the financial matters are left to my salary. I am frustrated and getting totally fed up with thins. Please, can you devise a program that I can follow so that I can get out from under this weight.
Thanks for any help you can give me.
Sandra & Sean

Dear Gail, We are from Barbados and we are in such financial trouble, we do not see a way out. My husband, who is waiting on Immigration to give him status, so all of the financial matters are left to my salary. I am frustrated and getting totally fed up with thins. Please, can you devise a program that I can follow so that I can get out from under this weight.
Thanks for any help you can give me.
Sandra & Sean

I love your show and enjoy listening to it. I can NOT watch it because of all of the excess unnecessary added flashing. It drives me up the wall. I roll over and listen. The flashing is nothing but a detraction. Glenn wilson@stny.rr.com

I'm a single mother with 3 of 4 girls still living at home. Because of your show, i live consummer debt free. i have a small mortgage. I take part time cleaning jobs and conduct 3 concert bands to offset my child support. Thank you so much for putting your knowledge out there for all to learn from. I have and love being consummer debt free.

I JUST LOVE YOUR SHOW, AND i would like to get your book for my family in England. you have help me so much, thank you again, vie caswell

Gail a Self help kit would be a good tool, I would be intrested in buying. the program for the computer,entry log, jars. or is it available already?
Gail is fantastic, I could use her help and Idea's Love all the shows...

I watch your show and have been inspired by the way you are able to teach people the value of a dollar and how to get out of debt. I am recently separated from my husband and have taken on a great load emotionally and financially, however I am trying your methods with using cash instead of my debit card. I firmly believe that I will be able to do it. If you have any other suggestions to help me I would appreciate it.plse send me an e-mail at debra.ferrero62@hotmail.com

thank you

Debbie Ferrero

I love your show to Gail and I wish you could help me to. We have been struggling for 15 years and then bang we find out our new grandson is born with a heart defect. We have had nothign but misery and its really getting to me now, I lay awake all night long wondering how I can change things but nothing seems to come to mind. I work 3 jobs, my husband works 7 days a week,yet we still can't seem to find our way out of a hole. Any suggestions for us??? Our new years resolution will save us a lot but its not a fix at the moment.

I love your show! you inspired me to start paying my debts. I been trying to get my parents to watch your show, cause my mother has over 60 thousands dollars in debts and we use to own a big town house, we had to sell it bc of debts, and we bought a smaller house but couldnt keep up with the bills, and now we actually cant afford to even rent, our situation is terrible! my parents dont know what to do.

Hi Gail:
We have just started watching your show and love it.
We live in an area of Ontario that only provides a max of 6 months work so we are always struggling with money issues and having to live off credit for 6 months of the year.
We like the challenges and ideas for buckling down the finances. However, the people on the episodes we have seen all have money that they are mishandling. I look forward to seeing one where the people don't have the money coming in (more like us).
We are communicating better about money and love the challenges and think you are pretty wonderful...keep it up.
Cheers...Kim

I watchyour show and I was hoping that you could help me with my fincances. How do I do the jar thing. My friend has done this and she said It really works. I want to get out of debt before my husband retires (3years) Please I really need some information on this problem that I have.

I watch your show all the time Mrs. Gail and i really really would like you to help my parents, well my mum she loves to swipe those cards and buy things she doesnt need and my father had to file for bankruptcy few years ago an she keeps makeing the bills. I have to three kids an she couldnt even buy them a xmas gift or put enough food in the fridge she prefers the material than food and my three siblings live their too. Please my dad needs you he is controlled by my mum not a nice thing to see.Hopefully you have personally read this my Email:indira.ivan@yahoo.ca

hi gail.. you rock..I am mortified to go into debt agaim...thanks to us watching your show we both believe in a
budget. we are now out of debt and we are understanding the need for designated amounts for managing our financial lives. my feare was that ...i would become weak and start spending again...but from watching your shows...even the reruns for one year straight..we have been converted!!!! we no longer lose sleep. thank you

Have been watching your show for a few years. Even repeats are great. It is one of the few programs I watch daily. Keep up the good work. You have shown me the way to get out of dept, but where do I find the book binder to download?

Hi Gail

I Love your show, and I've been trying to reach you for a while now, I'm going to give this a go, I'm 26 yrs old with a common law partner and a 4 yr old boy, we have been drowning in debt for a few years now and can't seem to get out, no matter what we try, I would love to hear from you please we Really need your help. 705 279 0645, Staying positive, hope to hear from you.

My common law pertner is gettin close to retirement and I'm trying to start my Business on the right track and we need a real wakeup call.Thanking you in advance matevobran2@gmail.com.

I love Till DEbt DO Us Part and i have a few of the books but i have tried so many different ways of budgeting and I am having such a hard time. I would love to apply for the show but I am not sure how to do that

Any chance of a where are they now. Did they or did they not stick to there plan.

Can we get the 30 easy recipes Gail's guest cook gave a young couple about a week ago? My daughter-in-law with new twins could sure use them?

I enjoy the "Til Debt Do Us Part" episodes. However, I have heard they have shown a "six months later" episode but I have never seen such a show - I would sure like to see how many - if any - of the people manage to actually KEEP UP the "spend less" attitude.....

Just saw the episode "Showdown". There is no doubt there is a relationship between our finances and the shape of our personal lives. No wonder those people have relationship issues with the estranged daughter. HOW OLD ARE WE????? I feel sorry for Hailea... she has really poor parenting from her grandparents who were behaving like rebellious 13 year old teenage school drop outs who know it all. Those people did not deserve you Gail.

Gail
Do you ever go back to the people you have helped and see how they are doing now. I know that I think some were there for the money only and would go back to old habit as soon as you leave. I would like to know if the ones I think would go back really did.
Thanks

Gail, I think your show is fantastic, and that you give brilliant advice. I would be so embarrassed to be on your show because I have been so bad with money I don't own! I am a 25 year old student and I am over $12,000 in credit card debt + $20,000 in Student debt and I'm not even done school. I wish I had a steady income so that I could make a budget, but I am only working part time. Anyway, you are very inspiring. You make me want to change.

Just watched the episode with Ivy and Carson.

What fools they'd shown themselves to be on the program, and after the poor behaviour at the 2nd visit, to have wondered at the final verdict if it was about questioning, that they did not get the full amount? I think these two have no concept or idea of how powerful a visit and help from Gail would be to a family like ours. I hate that I wasted my time watching them act as poor sports and that you did not pick us to help instead of them.

shame shame fools, Ivy and Carson.

Tonight I watched the "Princess Nicola" episode and was very disappointed to see you systematically set her up for failure.
You GAVE her an apartment. You GAVE her cash. You GAVE her paid studio time, for which there was no consequence for being late ... like cancellation. You taught her no more that her ex-boyfriend and GAVE her not a single tool. Nicola would have learned more from : Having to live in a room rental/shelter, Eaten at a soup kitchen, Worked and saved the money for the studio, Sold some of her diva purchases.

Shame on you.

I just watched the